4 Year CD Rates in Alabama
Compare 4 year certificate of deposit rates in Alabama. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Alabama. If we have missed a local bank in your area please contact us and let us know by using the email link below
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| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| New Pilgrim Credit Union | 2.00% | $10k | - | $2,111 | 49 - 60 Month Share Certificate | |
| Service 1 Credit Union | 1.97% | $500 | - | $2,035 | 48 Month CD | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| Navigator Credit Union | 1.88% | $25k | $100k | $1,939 | 48 Month Regular CD | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| Apco Employees Credit Union | 1.82% | $2,500 | - | $1,876 | 48 Month CD | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| Tuscaloosa Teachers Credit Union | 1.76% | $1k | - | $1,807 | 48 Month CD | |
| Alabama One Credit Union | 1.76% | $1k | - | $1,807 | 48 Month CD | |
| First Southern State Bank | 1.76% | $500 | - | $1,812 | 48 Month CD | |
| Railroad Credit Union | 1.76% | $1k | - | $1,812 | 48 Month CD | |
| Tuscaloosa Credit Union | 1.76% | $500 | - | $1,812 | 48 Month CD | |
| Energen Credit Union | 1.76% | - | - | $1,812 | 48 Month Share Certificate | |
| Shoreline CU (AL) | 1.76% | - | - | $1,812 | 48 Month Share Certificate | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| Jefferson Credit Union | 1.75% | $10k | - | $1,802 | 48 Month Preferred CD | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| Park Community Federal Credit Union | 1.70% | $500 | - | $1,744 | 48 Month Share Certificate | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| First Community Bank of Central Alabama | 1.65% | $1k | - | $1,696 | 48-59 Month CD | |
| Alabama Credit Union | 1.61% | $500 | - | $1,654 | 48 Month Certificate | |
| Agriculture Federal Credit Union | 1.60% | $1k | - | $1,643 | 48 Month Share Certificate | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Discover Bank | 1.55% | $2,500 | - | $1,586 | 4 Year CD | |
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| Seacoast Commerce Bank | 1.55% | $10k | - | $1,586 | Premium Certificate 4 Year | |
| Nationwide Bank | 1.55%* | - | - | $1,586 | 48 Month CD | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Alabama Teachers Credit Union | 1.51% | $1k | - | $1,549 | 48 Month Share Certificate | |
| Family Savings Credit Union | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| Naheola Credit Union | 1.51% | - | - | $1,545 | 48 Month CD | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| Florence Credit Union | 1.50% | $500 | - | $1,538 | 48 Month Share Certificate | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Five Star Credit Union | 1.46%* | $500 | - | $1,496 | 48 Month CD | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| First National Bank of Baldwin County | 1.45% | $500 | - | $1,486 | 48 - 59 Month CD | |
| Listerhill Employee's Credit Union | 1.45% | $500 | - | $1,486 | 48 Month Quarterly CD | |
| Heritage South Credit Union | 1.45% | $1k | - | $1,486 | 48 Month Share Certificate - w/Direct Deposit | |
| Secure First Credit Union | 1.45% | - | - | $1,482 | 4 Year CD | |
| TVA Credit Union | 1.45% | $500 | - | $1,486 | 48 Month CD | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
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| Union State Bank (AL) | 1.40% | - | - | $1,430 | 4 Year CD | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| AOD Credit Union | 1.40% | $1k | - | $1,430 | 48 Month Share Certificate | |
| Auburn University Credit Union | 1.40% | $2,500 | - | $1,434 | 48-53 Month Long Term Share Certificate | |
| Valley CU (AL) | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| The First National Bank of Atmore | 1.36% | $1k | - | $1,388 | 4 Year CD | |
| First New England Federal Credit Union | 1.36% | $1k | - | $1,392 | 48 Month CD - Relationship | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| Armed Forces Bank, National Association | 1.35% | $500 | - | $1,381 | 48 Month CD | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| RELIANCE BANK (AL) | 1.32% | $500 | - | $1,346 | 4 Year CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| Farmers and Merchants Bank | 1.31% | $1k | - | $1,336 | 4 Year CD | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| DCH Credit Union | 1.30% | $500 | - | $1,329 | 48-59 Month Share Certificate | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Four Seasons Federal Credit Union | 1.26% | $500 | - | $1,288 | 48 Month CD | |
| Family Security | 1.26% | $1k | - | $1,284 | 4 Year Share Certificate | |
| Town-Country National Bank | 1.26% | - | - | $1,288 | 48 Month CD | |
| Troy Bank & Trust Company | 1.26% | - | - | $1,284 | 4 Year CD | |
| Worthington Federal Bank | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| OneWest Bank | 1.25% | $1k | - | $1,274 | 4 Year Online CD | |
| Legacy Community Federal Credit Union | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| BBVA Compass | 1.25%† | $5k | $1m | $1,277 | 48 Month CD | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| Baxter Credit Union | 1.25%† | $500 | - | $1,277 | 48 Month Rewards CD | |
| State Bank & Trust Company (MS) | 1.25%† | $1k | - | $1,274 | 48 Month CD | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,274 | Business 48 Month CD | |
| Azalea City Credit Union | 1.25% | - | - | $1,277 | 48 Month CD | |
| Coosa Pines Credit Union | 1.25% | $1,500 | - | $1,277 | 48 Month Share Certificate | |
| Eco Credit Union | 1.25% | $1k | - | $1,274 | 4 Year CD | |
| First Educators Credit Union | 1.25% | - | - | $1,274 | 4 Year CD | |
| First Southern Bank (AL) | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Cullman Savings Bank | 1.25% | $1k | - | $1,274 | 48 Month Option CD | |
| Merchants & Farmers Bank of Greene County, Alabama | 1.25% | $1k | - | $1,274 | 4 Year CD | |
| Community CU (AL) | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| Noble Bank & Trust | 1.25% | - | - | $1,274 | 4 Year CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| Bay Bank (AL) | 1.21% | $1k | - | $1,236 | 48 Month CD - New Money | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| Alabama Telco Credit Union | 1.20% | $1k | - | $1,225 | 48 - 59 Month CD | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| EverBank | 1.16% | $1,500 | - | $1,180 | 4 Year Yield Pledge CD | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| First Community Bank (AL) | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| Mobile Educators Credit Union | 1.15% | $5k | - | $1,173 | 48 Month CD | |
| Redstone Credit Union | 1.15% | $1k | - | $1,170 | 48 Month MemberPlus Regular Share Certificate (Compounding) | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Bank Independent | 1.11% | $1k | - | $1,107 | Special Relationship 47 Month CD | |
| Merchants Bank (AL) | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Guardian CU (AL) | 1.10% | $500 | - | $1,118 | 48 Month CD | |
| Pacific Resource Credit Union | 1.07% | $1k | - | $1,087 | 48 Month CD | |
| IBM Southeast Federal Credit Union | 1.06% | $25k | - | $1,077 | 48 Month Diamond Rewards Certificate | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| Acacia Federal Savings Bank | 1.00% | $500 | - | $1,018 | 48 Month CD | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Alabama State Employees Credit Union | 1.00% | - | - | $1,015 | 4 Year Share Certificate | |
| Peoples Bank of Alabama | 1.00% | - | - | $1,018 | 48 Month CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| Ebsco Credit Union | 1.00% | - | - | $1,018 | 48 Month CD | |
| Rocket City Credit Union | 1.00% | $1k | - | $1,018 | 48 Month CD | |
| The First National Bank of Brundidge | 1.00% | - | - | $1,015 | 4 Year CD | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| Covenant Bank (AL) | 0.95% | $500 | - | $964 | 4 Year CD | |
| Milestone Credit Union | 0.95% | $10k | - | $964 | 4 Year CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| Bank of America | 0.85%† | - | - | $861 | 48 - 59 Month CD | |
| First Community Bank (AL) | 0.85% | $500 | - | $861 | 4 Year CD | |
| First Federal Bank (AL) | 0.85% | $500 | - | $861 | 4 Year CD | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| Citizens Trust Bank | 0.80% | $500 | - | $810 | 48 Month CD | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| First Financial Bank (AL) | 0.75% | $100 | - | $761 | 48 Month CD | |
| SouthFirst Bank | 0.75% | $500 | - | $761 | 48 Month CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| HSBC Bank USA, National Association | 0.60% | $1k | - | $605 | 4 to 10 Year Less 1 Day Telephone CD | |
| National Bank of Kansas City | 0.55% | $5k | - | $555 | 48 - 59 Month CD | |
| Chase Manhattan Bank | 0.50%*† | $1k | - | $505 | 48-59 Month CD - Relationship | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Tuskegee Credit Union | 0.50% | - | - | $504 | 48 Month CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
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