3 Year CD Rates in Arizona
Compare 3 year certificate of deposit rates in Arizona. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of three year CD rates available in Arizona. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 3 Year Term CDAPY 1.42% Min $1k Max N/A Earnings Est. $1,080
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.00% | $1k | $250k | $1,535 | 36 - 47 Month Kingdom Builder Certificates - New Money Only | |
| Melrose Credit Union | 1.76% | $5k | - | $1,343 | 3 Year Share Certificate | |
| Wings Financial Credit Union | 1.71% | $500 | - | $1,305 | 3 Year Dividend Paid Monthly Share Certificate | |
| First American Credit Union | 1.56%* | $1k | $100k | $1,188 | 3 Year Share Certificate | |
| Air Force Federal Credit Union | 1.55%* | $25k | - | $1,181 | 3 Year CD | |
| AmTrustDirect | 1.55% | - | - | $1,184 | 36 Month CD | |
| American Airlines Credit Union | 1.51% | $10k | - | $1,150 | 36 Month CD | |
| Self-Help Credit Union | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| Alliant Credit Union | 1.50% | $1k | - | $1,145 | 36 - 47 Month Share CD | |
| RiverLand Credit Union | 1.50% | $1k | - | $1,142 | 36 Month Certificate | |
| Doral Bank | 1.50% | $1k | - | $1,145 | 36 Month Certificate | |
| Snowflake Mills Credit Union | 1.50% | $10k | - | $1,145 | 36 Month CD - Renewals | |
| Hughes Credit Union | 1.46% | $1k | $50k | $1,111 | 36 Month CD | |
| Hanscom Credit Union | 1.45% | $1k | - | $919 | 30 to 59 Month CD | |
| CIT Bank | 1.42% | $1k | - | $1,080 | 3 Year Term CD | |
| Start SavingSponsored Note: Save On Your Terms: You Choose, You Save. FDIC Insured | ||||||
| Andrews Federal Credit Union | 1.41% | $1k | - | $1,072 | 36 Month CD | |
| RTN Federal Credit Union | 1.40%* | $1k | - | $1,065 | 36 Month CD | |
| Washington Federal Savings | 1.40%* | $1k | $250k | $1,065 | 36 - 47 Month CD | |
| Justice Federal Credit Union | 1.40%* | $500 | - | $1,065 | 36 Month CD | |
| Pinnacle Bank (AZ) | 1.40% | $1k | - | $1,065 | 3 Year CD | |
| Barclays | 1.40% | - | - | $1,068 | 36 Month Online CD | |
| Horizon Community Bank | 1.36%*† | $25k | - | $1,034 | 3 Year CD | |
| Discover Bank | 1.35% | $2,500 | - | $1,026 | 3 Year CD | |
| Start SavingSponsored Note: US based customer service. Accumulate interest in CD or transfer to another account. | ||||||
| Seacoast Commerce Bank | 1.35% | $10k | - | $1,026 | Premium Certificate 3 Year | |
| Digital Credit Union | 1.35% | $25k | - | $1,029 | Jumbo 36 - 47 Month Certificate - Relationship Rate | |
| Metro Phoenix Bank | 1.35% | $5k | - | $1,029 | 36 Month CD | |
| Third Federal | 1.35% | $500 | - | $913 | 32 Month CD Special | |
| Goldwater Bank | 1.34% | $5k | - | $1,019 | 3 Year CD | |
| USAA Bank | 1.31% | $1k | $95k | $995 | 3 Year CD - Standard | |
| Cochise Credit Union | 1.31% | $1k | - | $995 | 3 Year Certificate | |
| United States Senate Credit Union | 1.31%* | $20k | $100k | $998 | 36 Month Smart CD | |
| Virtual Bank | 1.31% | $10k | - | $995 | 3 Year eCD | |
| Agriculture Federal Credit Union | 1.30% | $1k | - | $990 | 36 Month Share Certificate | |
| Ally Bank | 1.30% | - | - | $988 | High Yield 3 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Fort Knox Federal Credit Union | 1.30% | $500 | - | $990 | 36 Month CD | |
| Geauga Savings Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| MetLife Bank | 1.30% | $2k | - | $990 | 36 Month CD | |
| Hudson City Savings Bank | 1.30%† | $500 | - | $988 | 3 Year CD | |
| Sallie Mae Bank | 1.30% | - | - | $988 | 36-Month CD | |
| Stillwater National Bank | 1.30%*† | $10k | - | $988 | 36 Month CD | |
| Gateway Commercial Bank | 1.30% | $1k | - | $990 | 36 Month Maximizer CD | |
| Broadway Federal Bank | 1.26% | $500 | - | $960 | 36 Month Manager's Special CD | |
| Air Academy Federal Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| Bank 1440 | 1.25% | $1k | - | $952 | 36 Month Add On Certificate of Deposit | |
| H&R Block Bank | 1.25% | $250 | - | $952 | 36 Month CD | |
| OneUnited Bank | 1.25% | $1k | - | $949 | UNITY 3 Year CD | |
| Patriot Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| Pentagon Federal Credit Union | 1.25% | $1k | - | $949 | 3 Year Money Market Cerificate | |
| Nationwide Bank | 1.25%* | - | - | $949 | 36 Month CD | |
| Jacksonville Bank | 1.25% | $1k | - | $952 | 36 - 59 Month CD | |
| Colorado Federal Savings Bank | 1.25% | $5k | - | $949 | 3 Year CD | |
| First National Bank (LA) | 1.25% | - | - | $949 | 36 Month CD | |
| American Southwest Credit Union | 1.25% | $10k | - | $949 | 36 Month Share CD | |
| Mcgraw Hill Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| Southwest Health Care Credit Union | 1.25% | $10k | - | $949 | 3 Year Money Market CD | |
| First Savings Bank Northwest | 1.23% | $25k | - | $936 | 36 Month CD | |
| State Bank of India | 1.21%† | - | - | $919 | 3 Year CD | |
| AEA Federal Credit Union | 1.21%* | $500 | - | $921 | 36 - 47 Month CD | |
| Garden Savings Federal Credit Union | 1.21% | $500 | - | $919 | 3 Year Share Certificate | |
| Corporate America Family Credit Union | 1.21% | $10k | - | $919 | 36 Month CD | |
| North American Savings Bank | 1.21% | $10k | - | $919 | 36 - 47 Month CD with Checking | |
| First Internet Bank of IN | 1.20% | $1k | - | $913 | 36 Month CD | |
| Heritage Bank | 1.20% | $25k | - | $913 | 36 Month CD | |
| Lockheed Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month CD | |
| KeySource Commercial Bank | 1.20% | $100 | - | $911 | 36 Month CD | |
| Firstmark Credit Union | 1.20% | $500 | - | $911 | 3 Year Regular CD | |
| Quantum National Bank | 1.20% | $1k | - | $913 | 36 Month Relationship CD | |
| Ascencia Bank | 1.15% | $500 | $97k | $872 | 3 Year CD | |
| Bank of Internet USA | 1.15% | $1k | - | $875 | 36 Month CD | |
| OneWest Bank | 1.15% | $1k | - | $872 | 3 Year Online CD | |
| Affinity Credit Union | 1.15% | $500 | - | $727 | 30 Month Certificate w/ Bump Up | |
| Armed Forces Bank, National Association | 1.15% | $500 | - | $875 | 36 Month CD | |
| SunBank, National Association | 1.15% | $500 | - | $875 | 36 Month CD | |
| Premier America Credit Union | 1.15%* | $25k | - | $872 | 36 Month CD | |
| Partners 1St Credit Union | 1.11% | $25k | - | $844 | 36 Month CD | |
| American Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| BankUnited | 1.10% | $5k | - | $834 | 36 Month CD Special | |
| University Federal Credit Union | 1.10% | - | - | $836 | 36 Month Web CD | |
| Giantbank.com | 1.10% | $2,500 | - | $836 | 36 Month Giant Personal CD | |
| MidFirst Bank | 1.10%† | $5k | $500k | $836 | 36 Month 1 year lock Callable CD | |
| Kaiser Federal Bank | 1.10% | $1k | - | $834 | 3 Year to Less than 5 Year CD | |
| Salem Five | 1.10% | $10k | - | $834 | 36 Month Relationship CD | |
| Sunwest Credit Union | 1.10%* | $25k | - | $834 | 36 Month CD | |
| 5Star Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| Farmers Insurance Group Credit Union | 1.10%* | $1k | - | $836 | 36 Month Share Certificate | |
| NOVA Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| United Methodist Credit Union | 1.10%* | $15k | - | $836 | 36 Month CD | |
| Pacific Mercantile Bank | 1.08% | $10k | - | $819 | 36 Month CD | |
| EverBank | 1.06% | $1,500 | - | $670 | 2.5 Year Yield Pledge CD | |
| Randolph Bank & Trust Company | 1.06% | $5k | - | $803 | 36 Month Online CD | |
| E-LOAN.com | 1.05% | $10k | - | $796 | 3 Year CD | |
| Intervest National Bank | 1.05% | $2,500 | - | $796 | 3 Year CD | |
| Newtown Savings Bank | 1.05% | - | - | $796 | 3 Year CD | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $663 | 30 Month VIP CD | |
| US Bank N.A. | 1.05% | $1k | $250k | $820 | 37 Month CD Special | |
| Pima Credit Union | 1.05% | $250 | - | $796 | 36 Month CD | |
| First National Community Bank (PA) | 1.05% | $1k | - | $820 | 37 Month CD | |
| First New England Federal Credit Union | 1.05% | $1k | - | $798 | 36 Month CD - Relationship | |
| Vantage West Credit Union | 1.04%* | $25k | - | $788 | 3 Year Share Certificate | |
| Meridian Bank, National Association | 1.04% | $1k | - | $790 | 36 Month CD | |
| First Security Bank & Trust | 1.03% | $10k | - | $783 | 36 - 47 Month CD | |
| Dime Savings Bank | 1.01% | $500 | - | $765 | 3 Year CD | |
| Western Federal Credit Union | 1.01%* | $1k | - | $765 | 36 Month Share Certificate | |
| SunTrust Bank | 1.01%† | $2k | $1m | $789 | 37 Month CD | |
| Pinal County Credit Union | 1.01% | $5k | - | $765 | 3 Year Share Certificate | |
| Acacia Federal Savings Bank | 1.00% | $500 | - | $631 | 30 Month CD | |
| Bank of Blue Valley | 1.00% | - | - | $760 | 36 - 47 Months CD | |
| Atlantic Coast Bank | 1.00% | $1k | - | $760 | 36 Month iCertificates of Deposit | |
| JustBankIt.com | 1.00% | $1k | - | $631 | 30 Month CD | |
| Velocity Credit Union | 1.00% | $1k | - | $758 | 3 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.00% | $1k | - | $758 | 36 Month Statement Term Certificates | |
| INOVA Federal Credit Union | 1.00% | $200 | - | $758 | 3 Year CD | |
| Easthampton Savings Bank | 1.00% | $1k | - | $758 | 36 Month CD | |
| 1st Bank Yuma | 1.00%* | $1k | - | $758 | 3 Year CD | |
| Arizona Credit Union | 1.00% | $500 | - | $758 | 36 Month Share Certificate | |
| Country Bank (AZ) | 1.00% | $1k | - | $758 | 3 Year CD | |
| Principal Bank | 1.00% | $5k | - | $760 | 36 Month CD | |
| The Foothills Bank | 1.00%* | $2,500 | $1m | $760 | 36 Month CD | |
| Southwest Community CU | 1.00% | $500 | - | $760 | 36 Month CD | |
| Tombstone Credit Union | 1.00% | $10k | - | $760 | 36 Month CD | |
| Urban Partnership Bank | 1.00% | $1k | $100k | $631 | 30 Month CD | |
| Pyramid Credit Union | 1.00% | - | - | $758 | 3 Year CD | |
| Stearns Bank National Association | 1.00% | $2,500 | - | $758 | 3 Year CD | |
| Community Bank of Raymore | 0.95% | $500 | - | $719 | 3 Year Emerald Club CD | |
| FNBO Direct | 0.95% | $500 | $1m | $721 | 36 Month CD | |
| Mountain America Credit Union | 0.95% | $500 | - | $721 | 36 Month CD | |
| BBVA Compass | 0.95%† | $5k | $1m | $721 | 36 Month CD | |
| Mutual of Omaha Bank | 0.95%† | $1k | - | $719 | 36 Month CD | |
| Clear Sky Accounts | 0.95% | $5k | - | $741 | 37 Month Clear Sky CD | |
| Tucson Credit Union | 0.93% | $500 | - | $704 | 3 Year CD | |
| American Express Bank, FSB | 0.90% | - | - | $683 | 36 Month CD | |
| UnivestDirect | 0.90% | $500 | - | $681 | 3 Year 3D-CD | |
| Southeast Financial Federal Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| First Trade Union Savings | 0.90% | $500 | - | $681 | 3 Year CD | |
| NewDominion Bank | 0.90% | $1k | - | $681 | 36 Month Fixed Rate CD | |
| South Division Credit Union | 0.90% | $1k | - | $681 | 3 Year CD | |
| Tucson Old Pueblo Credit Union | 0.90% | $1k | - | $681 | Gold 3 Year CD | |
| The Adirondack Trust Company | 0.90% | $500 | - | $681 | 3 Year CD | |
| Bank of Tucson | 0.90%* | $1k | - | $681 | 3 Year CD | |
| Parkway Bank and Trust Company | 0.90% | $1k | - | $683 | 36 Month CD | |
| Gold Canyon Bank | 0.90%* | $10k | - | $681 | 3 Year CD | |
| Southern Arizona Community Bank | 0.90%* | $1k | - | $681 | 3 Year CD | |
| Beacon Federal Bank | 0.90% | $2,500 | - | $683 | 36 Month CD | |
| Alerus Financial | 0.90%* | $25k | $250k | $683 | 36 Month CD | |
| North Country Savings Bank | 0.85% | $500 | - | $643 | 3 Year CD | |
| NASA Federal Credit Union | 0.85% | $1k | - | $643 | 36 Month CD | |
| Pacific Resource Credit Union | 0.81% | $1k | - | $612 | 36 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Apple Federal Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| ING DIRECT | 0.80% | - | - | $504 | 30 Month Orange CD | |
| West Texas National Bank | 0.80% | $1k | - | $605 | 3 Year CD | |
| Arizona Central Credit Union | 0.80% | $1k | $100k | $605 | 36 Month CD | |
| Canyon State Credit Union | 0.80% | $1k | - | $605 | 3 Year CD | |
| Aero Credit Union | 0.80% | $1k | - | $605 | 3 Year Certificate | |
| Altier Credit Union | 0.80% | $2,500 | - | $605 | 3 Year Share Certificate | |
| Thrivent Financial Bank | 0.80% | $1k | - | $504 | 30 Month CD Special | |
| Cattaraugus County Bank | 0.79% | $1k | - | $599 | 36 Month CD | |
| Arizona Bank & Trust | 0.75% | $1k | - | $568 | 36 Month CD | |
| Webster Bank | 0.75% | $1k | - | $567 | 3 Year CD | |
| Desert Schools Federal Credit Union | 0.75% | $1k | - | $567 | 3 Year Savings Certificate | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $473 | 30 Month CD | |
| Chase Manhattan Bank | 0.75%† | $10k | - | $568 | Business 36 Month CD | |
| E-Central Credit Union | 0.75% | $1k | - | $567 | 36 - 47 Month CD | |
| Arizona State Credit Union | 0.75% | $2k | - | $567 | 36 Month CD | |
| Truwest Credit Union | 0.75% | $20k | - | $568 | 36 Month CD | |
| Flagstar Direct | 0.75% | $500 | - | $568 | 36 Month Internet CD | |
| Bank of Arizona, National Association | 0.75%* | - | - | $567 | 3 Year CD | |
| Valley Bank (IL) | 0.74% | $2,500 | - | $561 | 36 Month CD | |
| State Farm Bank | 0.72%*† | - | - | $545 | 36 Month CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $529 | 3 Year CD | |
| Provident Credit Union (CA) | 0.70% | $1k | - | $529 | 36 Month CD | |
| Patelco Credit Union | 0.70% | $1k | - | $529 | 36 - 47 Month CD | |
| iGObanking | 0.70% | $1k | - | $530 | 36 Month iGOCD | |
| Consumers Credit Union (IL) | 0.70% | $250 | - | $529 | 3 Year CD | |
| KeyBank | 0.65%† | $25k | $100k | $491 | 36 Month Tiered CD - Relationship | |
| M&I Bank | 0.65%† | $1k | - | $491 | 3 Year CD | |
| Alhambra Credit Union | 0.65%* | $25k | - | $491 | 3 Year Share Certificate | |
| Airbanking | 0.65% | $500 | - | $491 | 3 Year CD | |
| Heartland Bank Direct | 0.65% | $1k | - | $492 | 36 Month Online CD | |
| Wells Fargo Bank | 0.65% | $5k | - | $533 | Business 39 Month CD Special | |
| Zions Bank | 0.60% | $1k | - | $453 | 3 Year Gold CD | |
| ViewPoint Bank | 0.60% | $1k | - | $454 | 36 Month Regular CD | |
| Union Bank of California | 0.60%† | $350 | $100k | $454 | 36 - 47 Month CD | |
| First Credit Union | 0.60%* | $25k | - | $453 | 3 Year CD Term Certificate | |
| Charles Schwab Bank | 0.60% | $1k | - | $454 | 36 Month CD | |
| First Citizens Bank (NC) | 0.60% | $500 | - | $454 | 36 Month CD | |
| Bank of America | 0.60%† | - | - | $453 | 36 - 47 Month CD | |
| Banner Credit Union | 0.60% | $10k | - | $453 | 3 Year Share Certificate | |
| GiftsforBanking.com | 0.55% | $5k | - | $415 | 3 Year CD Gifts | |
| Sovereign Bank | 0.55%* | $10k | $100k | $415 | 36 Month Rising Rate Relationship CD | |
| Marisol Credit Union | 0.55% | $500 | - | $416 | 36 Month Share CD | |
| Capital One Direct Banking | 0.55% | $5k | $100k | $415 | 3 Year Costco Members CD | |
| Amegy Bank | 0.50% | $1k | - | $315 | 30 Month Jumbo Personal CD | |
| Citibank | 0.50%† | $1k | - | $377 | 3 Year CD | |
| National Bank of Arizona | 0.50% | $5k | - | $377 | 3 Year Value Connection Plus CD | |
| Heritage Bank, National Association (AZ) | 0.50% | $5k | $95k | $377 | 3 Year CD | |
| Amalgamated Bank | 0.45%† | $500 | $99k | $339 | 3 Year USAVE Time Deposit | |
| National Bank of Kansas City | 0.45% | $5k | - | $339 | 36 - 47 Month CD | |
| 20Th Century Fox Credit Union | 0.45% | $2,500 | - | $339 | 3 Year Certificate | |
| Tempe Schools Credit Union | 0.40% | $500 | - | $302 | 36 Month Step-Up CD | |
| HSBC Advance | 0.35% | - | - | $220 | 30 Month Online CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $263 | 36 Month CD | |
| Regions Bank | 0.30%† | $500 | - | $226 | 36 - 47 Month Relationship CD | |
| BankDirect | 0.25% | $10k | - | $157 | 30 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $126 | 30 Month Share Certificate | |
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