66 Credit Union

P.O. Box 1358
Bartlesville, OK 740051358
(800) 897-6991
www.66fcu.org

OverView
Rates
Health
Reviews

66 Credit Union is headquartered in Bartlesville and is the 5^th largest credit union in the state of Oklahoma. It is also the 323^rd largest credit union in the nation. It was established in 1939 and as of December of 2011, it had grown to 161 employees and 57,355 members. 66 Credit Union has a 4-star health rating.

Report an Issue

See Rates for: Checking | Savings | Money Market | CD | IRA

66 Credit Union Checking Account Rates

Apy	Min	Max	Product
0.15%	$25k	-	Advantage Checking
0.05%	-	-	Dividend Checking
0.05%	-	-	Gold Checking

66 Credit Union Savings Account Rates

Apy	Min	Max	Product
0.20%	$25	-	Share Savings
0.20%	-	-	IRA Share
0.20%	-	-	Roth IRA Share
0.20%	-	-	CESA Share

66 Credit Union Money Market Rates

Apy	Min	Max	Product
0.35%	$50k	-	Advantage Money Market
0.30%	$50k	-	Performance Plus Money Market
0.25%	$50k	-	Performance Fund Money Market

66 Credit Union CD Rates

Apy	Min	Max	Product
1.80%	$500	-	60 Month Share Certificate
1.35%	$500	-	48 Month Share Certificate
1.10%	$500	-	36 Month Share Certificate
0.70%	$500	-	24 Month Share Certificate
0.70%	$500	-	25 Month Share Certificate
0.65%	$50k	-	12 Month Jumbo Share Certificate
0.65%	$500	-	18 Month Share Certificate
0.60%	$500	-	12 Month Share Certificate
0.55%	$50k	-	9 Month Jumbo Share Certificate
0.40%	$50k	-	6 Month Jumbo Share Certificate
0.35%	$500	-	182 Day Share Certificate
0.25%	$50k	-	91 Day Jumbo Share Certificate
0.25%	$500	-	5 Month Share Certificate
0.20%	$500	-	91 Day Share Certificate

66 Credit Union IRA Rates

Apy	Min	Max	Product
1.80%	$500	-	60 Month IRA Certificate
1.80%	$500	-	60 Month Roth IRA Certificate
1.80%	$500	-	60 Month CESA Certificate
1.35%	$500	-	48 Month IRA Certificate
1.35%	$500	-	48 Month Roth IRA Certificate
1.35%	$500	-	48 Month CESA Certificate
1.10%	$500	-	36 Month IRA Certificate
1.10%	$1k	-	36 Month HSA Certificate
1.10%	$500	-	36 Month Roth IRA Certificate
1.10%	$500	-	36 Month CESA Certificate
0.70%	$500	-	24 Month IRA Certificate
0.70%	$500	-	25 Month IRA Certificate
0.70%	$500	-	24 Month Roth IRA Certificate
0.70%	$500	-	25 Month Roth IRA Certificate
0.70%	$500	-	24 Month CESA Certificate
0.70%	$500	-	25 Month CESA Certificate
0.65%	$50k	-	12 Month Jumbo IRA Certificate
0.65%	$500	-	18 Month IRA Certificate
0.65%	$50k	-	12 Month Jumbo Roth IRA Certificate
0.65%	$500	-	18 Month Roth IRA Certificate
0.65%	$50k	-	12 Month Jumbo CESA Certificate
0.65%	$500	-	18 Month CESA Certificate
0.60%	$500	-	12 Month IRA Certificate
0.60%	$500	-	12 Month Roth IRA Certificate
0.60%	$500	-	12 Month CESA Certificate
0.55%	$50k	-	9 Month Jumbo IRA Certificate
0.55%	$50k	-	9 Month Jumbo Roth IRA Certificate
0.55%	$50k	-	9 Month Jumbo CESA Certificate
0.40%	$50k	-	6 Month Jumbo IRA Certificate
0.40%	$50k	-	6 Month Jumbo Roth IRA Certificate
0.40%	$50k	-	6 Month Jumbo CESA Certificate
0.35%	$500	-	182 Day IRA Certificate
0.35%	$500	-	182 Day Roth IRA Certificate
0.35%	$500	-	182 Day CESA Certificate
0.25%	$500	-	5 Month IRA Certificate
0.25%	$500	-	5 Month Roth IRA Certificate
0.25%	$500	-	5 Month CESA Certificate

Rates updated: 5/16/2012

Data for Q4 2011

Institution Statistics

66
NCUA #	3130
BankRate Report	View
Year Chartered	1939
Employees	161
Primary Regulator
Assets and Liabilities
Assets	$601.83 million
Loans	$412.14 million
Deposits	$527.34 million
Equity Capital	$47.62 million
Loan Loss Allowance	$3.56 million
Unbacked Noncurrent Loans	$4.66 million
Real Estate Owned	$1.94 million
Historic Data - December 2010
Assets	$539.32 million
Equity Capital	$44.83 million
Loan Loss Allowance	$3.39 million
Unbacked Noncurrent Loans	$9.07 million
Real Estate Owned	$726,000
Profit Margin - Quarterly
Net Interest Margin	4.98%
Return on Assets	0.4%
Return on Equity	5.01%
Interest Income	$25.34 million
Non-Interest Income	$8.72 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 66 Credit Union had $6.59 million in non-current loans and owned real-estate with $51.19 million in equity and loan loss allowances on hand to cover it. This gives 66 Credit Union a Texas Ratio of 12.88% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for 66 Credit Union decreased slightly from 20.31% as of December 31, 2010 to 12.88% as of December 31, 2011, resulting in a positive change of 36.58%.This indicates that the balance sheet and financial strength for 66 Credit Union has improved slightly in recent periods.
Deposit Growth
In the past year, 66 Credit Union has increased its total deposits by $56.32 million, resulting in 11.96% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth 66 Credit Union has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. 66 Credit Union has $601.83 million in assets with $51.19 million in equity, resulting in a capitalization level of 8.51%, which is average.

No reviews have been left for this bank yet. Be the first to review.