A A Credit Union

A A Credit Union is headquartered in TERRE HAUTE and is the 127^th largest credit union in the state of Indiana. It is also the 4,744^th largest credit union in the nation. It was established in 1960 and as of December of 2011, it had grown to 4 employees and 2,064 members. A A Credit Union's savings rates are 92% higher than the national average, and it boasts a 5-star health rating.

A A Credit Union Savings Account Rates

A A Credit Union CD Rates

Data for Q4 2011

Institution Statistics A A NCUA # 13869 BankRate Report View Year Chartered 1960 Employees 4 Primary Regulator Assets and Liabilities Assets $9.13 million Loans $4.38 million Deposits $8.28 million Equity Capital $821,000 Loan Loss Allowance $27,000 Unbacked Noncurrent Loans $49,000 Historic Data - December 2010 Assets $8.71 million Equity Capital $840,000 Loan Loss Allowance $30,000 Unbacked Noncurrent Loans $127,000 Profit Margin - Quarterly Net Interest Margin 5.09% Return on Assets -0.1% Return on Equity -1.1% Interest Income $294,000 Non-Interest Income $94,000

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 A A Credit Union had $49,000 in non-current loans and owned real-estate with $848,000 in equity and loan loss allowances on hand to cover it. This gives A A Credit Union a Texas Ratio of 5.78% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for A A Credit Union decreased significantly from 14.60% as of December 31, 2010 to 5.78% as of December 31, 2011, resulting in a positive change of 60.42%.This indicates that the balance sheet and financial strength for A A Credit Union has improved significantly in recent periods. Deposit Growth In the past year, A A Credit Union has increased its total deposits by $433,000, resulting in 5.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth A A Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. A A Credit Union has $9.12 million in assets with $848,000 in equity, resulting in a capitalization level of 9.29%, which is average.

No reviews have been left for this bank yet. Be the first to review.