Adams State Bank

Adams State Bank is headquartered in Adams and is the 166^th largest bank in the state of Nebraska. It is also the 6,746^th largest bank in the nation. It was established in 1918 and as of December of 2011, it had grown to 8 employees at 1 location. Adams State Bank's savings rates are 2X the national average, and it boasts a 5-star health rating.

Adams State Bank Routing Number: 104911671

Adams State Bank Checking Account Rates

Adams State Bank Savings Account Rates

Adams State Bank Money Market Rates

Adams State Bank CD Rates

Data for Q4 2011

Institution Statistics Adams State Bank FDIC Certificate # 9812 BankRate Report View Year Established 1918 Employees 8 Primary Regulator FDIC Assets and Liabilities Assets $38.39 million Loans $23.64 million Deposits $28.73 million Equity Capital $7.71 million Loan Loss Allowance $193,000 Historic Data - December 2010 Assets $36.61 million Equity Capital $7.00 million Loan Loss Allowance $185,000 Unbacked Noncurrent Loans $1,000 Profit Margin - Quarterly Net Interest Margin 3.96% Return on Assets 1.64% Return on Equity 8.47% Interest Income $1.78 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Adams State Bank had $0 in non-current loans and owned real-estate with $7.9 million in equity and loan loss allowances on hand to cover it. This gives Adams State Bank a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Deposit Growth In the past year, Adams State Bank has increased its total deposits by $695,000, resulting in 2.48% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Adams State Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Adams State Bank has $38.39 million in assets with $7.9 million in equity, resulting in a capitalization level of 20.58%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.