AEA Federal Credit Union

AEA Federal Credit Union is headquartered in YUMA and is the 13^st largest credit union in the state of Arizona. It is also the 812^st largest credit union in the nation. It was established in 1942 and as of September of 2011, it had grown to 95 employees and 43,751 members. AEA Federal Credit Union's money market rates are 14% higher than the national average, but it has a 1-star health rating.

Related Posts

AEA Federal Credit Union Checking Account Rates

AEA Federal Credit Union Savings Account Rates

AEA Federal Credit Union Money Market Rates

AEA Federal Credit Union CD Rates

AEA Federal Credit Union IRA Rates

Data for Q3 2011

Institution Statistics A. E. A. NCUA # 4915 BankRate Report View Year Established 1942 Employees 95 Primary Regulator Assets and Liabilities Assets $217.57 million Loans $208.90 million Deposits $223.44 million Equity Capital ($15,007,000) Loan Loss Allowance $23.07 million Unbacked Noncurrent Loans $26.69 million Real Estate Owned $1.46 million Historic Data - September 2010 Assets $309.49 million Equity Capital $6.19 million Loan Loss Allowance $22.30 million Unbacked Noncurrent Loans $52.71 million Real Estate Owned $7.20 million Profit Margin - Quarterly Net Interest Margin 4.64% Return on Assets 3.05% Return on Equity 0% Interest Income $11.23 million Non-Interest Income $5.24 million

Institution Health Overall Score: 1 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 AEA Federal Credit Union had $28.15 million in non-current loans and owned real-estate with $8.06 million in equity and loan loss allowances on hand to cover it. This gives AEA Federal Credit Union a Texas Ratio of 349.08% which is poor. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for AEA Federal Credit Union increased slightly from 210.27% as of September 30, 2010 to 349.08% as of September 30, 2011, resulting in a negative change of 66.02%. This indicates that the balance sheet and financial strength for AEA Federal Credit Union has declined slightly in recent periods. Deposit Growth In the past year, AEA Federal Credit Union has decreased its total deposits by -$69.73 million, resulting in -23.78% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth AEA Federal Credit Union has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. AEA Federal Credit Union has $217.57 million in assets with $8.06 million in equity, resulting in a capitalization level of 3.71%, which is poor.

No reviews have been left for this bank yet. Be the first to review.