AIMBank

AIMBank is headquartered in Littlefield and is the 168^th largest bank in the state of Texas. It is also the 2,164^th largest bank in the nation. It was established in 1925 and as of December of 2011, it had grown to 70 employees at 7 locations. AIMBank has a 5-star health rating.

Data for Q4 2011

Institution Statistics AIMBank FDIC Certificate # 3304 BankRate Report View Year Established 1925 Employees 70 Primary Regulator FDIC Assets and Liabilities Assets $299.06 million Loans $199.23 million Deposits $267.09 million Equity Capital $29.88 million Loan Loss Allowance $3.80 million Unbacked Noncurrent Loans $1.41 million Historic Data - December 2010 Assets $230.32 million Equity Capital $18.97 million Loan Loss Allowance $2.42 million Unbacked Noncurrent Loans $32,000 Profit Margin - Quarterly Net Interest Margin 4.36% Return on Assets 1.6% Return on Equity 17.67% Interest Income $13.56 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 AIMBank had $1.41 million in non-current loans and owned real-estate with $33.68 million in equity and loan loss allowances on hand to cover it. This gives AIMBank a Texas Ratio of 4.17% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for AIMBank held steady from 0.15% as of December 31, 2010 to 4.17% as of December 31, 2011, resulting in a negative change of 2,690.67%. This indicates that the balance sheet and financial strength for AIMBank has held steady in recent periods. Deposit Growth In the past year, AIMBank has increased its total deposits by $57.5 million, resulting in 27.44% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth AIMBank has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. AIMBank has $299.06 million in assets with $33.68 million in equity, resulting in a capitalization level of 11.26%, which is above average.

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