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P.O. Box 456
Akron, CO 80720

Akron Credit Union is headquartered in Akron and is the 90th largest credit union in the state of Colorado. It is also the 6,293rd largest credit union in the nation. It was established in 1955 and as of March of 2014, it had grown to 331 members. Akron Credit Union has a C+ health rating.

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Data for Q1 2014

Institution Health

Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. Akron Credit Union has a very low asset base.

Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Akron Credit Union had $0 in non-current loans and owned real-estate with $75,000 in equity and loan loss allowances on hand to cover it. This gives Akron Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth


In the past year, Akron Credit Union has decreased its total deposits by $-15,000, resulting in -2.06% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Akron Credit Union has shown is average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Akron Credit Union has $786,000 in assets with $75,000 in equity, resulting in a capitalization level of 9.54%, which is above average.

Institution Statistics

NCUA #10253
Year Chartered1955
Primary Regulator
Assets and Liabilities
Equity Capital$70,000
Loan Loss Allowance$5,000
Real Estate Owned$0
Historic Data - March 2013
Equity Capital$70,000
Loan Loss Allowance$5,000
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin1.38%
Return on Assets0%
Return on Equity0%
Interest Income$6,000

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Akron Credit Union Locations
Branch Office676 E 1st StAkron, CO 80720