114 East Main
Calumet, OK 73014



AllNations Bank is headquartered in Calumet and is the 207th largest bank in the state of Oklahoma. It is also the 6,751st largest bank in the nation. It was established in 1901 and as of December of 2011, it had grown to 10 employees at 2 locations. AllNations Bank has a 5-star health rating.


Data for Q4 2011


Institution Statistics


AllNations Bank
FDIC Certificate #4051
BankRate ReportView
Year Established1901
Employees10
Primary RegulatorFED

Assets and Liabilities

Assets$38.24 million
Loans$12.04 million
Deposits$33.32 million
Equity Capital$4.64 million
Loan Loss Allowance$351,000
Unbacked Noncurrent Loans$186,000

Historic Data - December 2010

Assets$31.97 million
Equity Capital$4.58 million
Loan Loss Allowance$373,000
Unbacked Noncurrent Loans$161,000

Profit Margin - Quarterly

Net Interest Margin2.92%
Return on Assets-0.09%
Return on Equity-0.72%
Interest Income$1.27 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 AllNations Bank had $186,000 in non-current loans and owned real-estate with $4.99 million in equity and loan loss allowances on hand to cover it. This gives AllNations Bank a Texas Ratio of 3.73% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for AllNations Bank held steady from 3.25% as of December 31, 2010 to 3.73% as of December 31, 2011, resulting in a negative change of 14.58%. This indicates that the balance sheet and financial strength for AllNations Bank has held steady in recent periods.
Deposit Growth5
In the past year, AllNations Bank has increased its total deposits by $6.18 million, resulting in 22.8% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth AllNations Bank has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. AllNations Bank has $38.24 million in assets with $4.99 million in equity, resulting in a capitalization level of 13.05%, which is excellent.
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