American Eagle Bank of Chicago

American Eagle Bank of Chicago is headquartered in Chicago and is the 418^st largest bank in the state of Illinois. It is also the 5,794^th largest bank in the nation. It was established in 2007 and as of September of 2011, it had grown to 7 employees at 1 location. American Eagle Bank of Chicago's savings rates are 73% higher than the national average, but it has a 2-star health rating.

American Eagle Bank of Chicago Routing Number: 071026835

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Data for Q3 2011

Institution Statistics American Eagle Bank of Chicago FDIC Certificate # 58514 BankRate Report View Year Established 2007 Employees 7 Primary Regulator FDIC Assets and Liabilities Assets $70.35 million Loans $51.54 million Deposits $61.92 million Equity Capital $7.73 million Loan Loss Allowance $706,000 Unbacked Noncurrent Loans $1.53 million Real Estate Owned $1.11 million Historic Data - September 2010 Assets $73.62 million Equity Capital $7.36 million Loan Loss Allowance $1.31 million Unbacked Noncurrent Loans $2.80 million Profit Margin - Quarterly Net Interest Margin 2.95% Return on Assets -0.11% Return on Equity -1.03% Interest Income $2.46 million

Institution Health Overall Score: 2 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 American Eagle Bank of Chicago had $2.64 million in non-current loans and owned real-estate with $8.44 million in equity and loan loss allowances on hand to cover it. This gives American Eagle Bank of Chicago a Texas Ratio of 31.25% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for American Eagle Bank of Chicago held steady from 32.28% as of September 30, 2010 to 31.25% as of September 30, 2011, resulting in a positive change of 3.19%.This indicates that the balance sheet and financial strength for American Eagle Bank of Chicago has held steady in recent periods. Deposit Growth In the past year, American Eagle Bank of Chicago has decreased its total deposits by -$3.6 million, resulting in -5.49% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth American Eagle Bank of Chicago has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. American Eagle Bank of Chicago has $70.35 million in assets with $8.44 million in equity, resulting in a capitalization level of 11.99%, which is above average.