American Eagle Federal Credit Union

American Eagle Federal Credit Union Locations

PO Box 280128
East Hartford, CT 061280128
800.842.0145 ext. 5101
www.americaneagle.org

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American Eagle Federal Credit Union is headquartered in East Hartford and is the 2^nd largest credit union in the state of Connecticut. It is also the 125^th largest credit union in the nation. It was established in 1935 and as of December of 2011, it had grown to 238 employees and 98,947 members. American Eagle Federal Credit Union has a 3-star health rating.

Special 9-Month CD Rate at American Eagle Federal Credit Union in CT - Local Only - 10/25/2010

American Eagle Federal Credit Union is offering a special 9-month certificate with a 1.50% APY. Minimum deposit is $1,000, and the maximum is $500,000. A checking account is required. The credit union ...

$100 Checking Account Bonus at American Eagle Credit Union in MO & TX - Update - 8/2/2010

American Eagle Credit Union is offering up to $100 for opening a new checking account and adding some free services. The promotion requires some work to receive the full $100: $25 for opening a ...

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See Rates for: Checking | Savings | Money Market | CD | IRA

American Eagle Federal Credit Union Checking Account Rates

Apy	Min	Max	Product
0.10%	$75k	-	Commercial Checking
0.05%	-	-	Traditional Checking
0.05%	-	-	Basic Business Checking

American Eagle Federal Credit Union Savings Account Rates

Apy	Min	Max	Product
0.10%	-	-	IRA Accumulator
0.10%	-	-	Roth IRA Accumulator
0.10%	-	-	CESA Accumulator
0.10%	-	-	Savings
0.10%	-	-	Clubs

American Eagle Federal Credit Union Money Market Rates

Apy	Min	Max	Product
0.50%	$100k	-	Money Market Plus Savings
0.40%	$20k	-	Money Market Savings

American Eagle Federal Credit Union CD Rates

Apy	Min	Max	Product
1.40%	$1k	-	60 Month CD
1.30%	$1k	-	48 Month CD
1.20%	$1k	-	36 Month CD
0.70%	$1k	-	30 Month CD
0.55%	$1k	-	24 Month CD
0.50%	$1k	-	13 Month CD
0.50%	$1k	-	15 Month CD
0.50%	$1k	-	18 Month CD (bump-up)
0.50%	$1k	-	18 Month CD
0.45%	$1k	-	12 Month CD
0.30%	$1k	-	6 Month CD
0.30%	$1k	-	8 Month CD
0.30%	$1k	$500k	9 Month CD
0.25%	$1k	-	3 Month CD

American Eagle Federal Credit Union IRA Rates

Apy	Min	Max	Product
1.40%	$1k	-	60 Month IRA
1.40%	$1k	-	60 Month Roth IRA
1.40%	$500	-	60 Month CESA
1.30%	$1k	-	48 Month IRA
1.30%	$1k	-	48 Month Roth IRA
1.30%	$500	-	48 Month CESA
1.20%	$1k	-	36 Month IRA
1.20%	$1k	-	36 Month Roth IRA
1.20%	$500	-	36 Month CESA
0.70%	$1k	-	30 Month IRA
0.70%	$1k	-	30 Month Roth IRA
0.70%	$500	-	30 Month CESA
0.55%	$1k	-	24 Month IRA
0.55%	$1k	-	24 Month Roth IRA
0.55%	$500	-	24 Month CESA
0.50%	$1k	-	13 Month IRA
0.50%	$1k	-	15 Month IRA
0.50%	$1k	-	18 Month IRA (bump-up)
0.50%	$1k	-	13 Month Roth IRA
0.50%	$1k	-	15 Month Roth IRA
0.50%	$1k	-	18 Month Roth IRA (bump-up)
0.50%	$500	-	13 Month CESA
0.50%	$500	-	15 Month CESA
0.50%	$500	-	18 Month CESA (bump-up)
0.50%	$500	-	18 Month CESA
0.50%	$1k	-	18 Month IRA
0.50%	$1k	-	18 Month Roth IRA
0.45%	$1k	-	12 Month IRA
0.45%	$1k	-	12 Month Roth IRA
0.45%	$500	-	12 Month CESA
0.30%	$1k	-	6 Month IRA
0.30%	$1k	-	8 Month IRA
0.30%	$1k	$500k	9 Month IRA
0.30%	$1k	-	6 Month Roth IRA
0.30%	$1k	-	8 Month Roth IRA
0.30%	$1k	$500k	9 Month Roth IRA
0.30%	$500	-	6 Month CESA
0.30%	$500	-	8 Month CESA
0.30%	$500	$500k	9 Month CESA
0.25%	$1k	-	3 Month IRA
0.25%	$1k	-	3 Month Roth IRA
0.25%	$500	-	3 Month CESA

Rates updated: 5/21/2012

Data for Q4 2011

Institution Statistics

AMERICAN EAGLE
NCUA #	80
BankRate Report	View
Year Chartered	1935
Employees	238
Primary Regulator
Assets and Liabilities
Assets	$1.33 billion
Loans	$727.62 million
Deposits	$1.18 billion
Equity Capital	$112.73 million
Loan Loss Allowance	$4.05 million
Unbacked Noncurrent Loans	$12.96 million
Real Estate Owned	$339,000
Historic Data - December 2010
Assets	$1.34 billion
Equity Capital	$111.72 million
Loan Loss Allowance	$3.63 million
Unbacked Noncurrent Loans	$8.63 million
Real Estate Owned	$120,000
Profit Margin - Quarterly
Net Interest Margin	4.6%
Return on Assets	0.35%
Return on Equity	4.11%
Interest Income	$45.55 million
Non-Interest Income	$11.17 million

Institution Health

Overall Score:

3 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 American Eagle Federal Credit Union had $13.3 million in non-current loans and owned real-estate with $116.78 million in equity and loan loss allowances on hand to cover it. This gives American Eagle Federal Credit Union a Texas Ratio of 11.39% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for American Eagle Federal Credit Union held steady from 7.58% as of December 31, 2010 to 11.39% as of December 31, 2011, resulting in a negative change of 50.17%. This indicates that the balance sheet and financial strength for American Eagle Federal Credit Union has held steady in recent periods.
Deposit Growth
In the past year, American Eagle Federal Credit Union has decreased its total deposits by -$27.99 million, resulting in -2.32% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth American Eagle Federal Credit Union has shown is below average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. American Eagle Federal Credit Union has $1.33 billion in assets with $116.78 million in equity, resulting in a capitalization level of 8.81%, which is average.