American National Bank (FL)

American National Bank (FL) is headquartered in Oakland Park and is the 117^st largest bank in the state of Florida. It is also the 2,940^th largest bank in the nation. It was established in 1985 and as of December of 2011, it had grown to 36 employees at 1 location. American National Bank (FL) has a 3-star health rating.

Data for Q4 2011

Institution Statistics American National Bank FDIC Certificate # 26398 BankRate Report View Year Established 1985 Employees 36 Primary Regulator OCC Assets and Liabilities Assets $213.84 million Loans $127.86 million Deposits $182.65 million Equity Capital $28.44 million Loan Loss Allowance $1.65 million Unbacked Noncurrent Loans $8.79 million Real Estate Owned $453,000 Historic Data - December 2010 Assets $210.27 million Equity Capital $26.28 million Loan Loss Allowance $1.94 million Unbacked Noncurrent Loans $5.61 million Real Estate Owned $225,000 Profit Margin - Quarterly Net Interest Margin 4.37% Return on Assets 0.84% Return on Equity 6.74% Interest Income $8.36 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 American National Bank (FL) had $9.24 million in non-current loans and owned real-estate with $30.09 million in equity and loan loss allowances on hand to cover it. This gives American National Bank (FL) a Texas Ratio of 30.70% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for American National Bank (FL) increased slightly from 20.67% as of December 31, 2010 to 30.70% as of December 31, 2011, resulting in a negative change of 48.54%. This indicates that the balance sheet and financial strength for American National Bank (FL) has declined slightly in recent periods. Deposit Growth In the past year, American National Bank (FL) has increased its total deposits by $1.18 million, resulting in 0.65% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth American National Bank (FL) has shown is average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. American National Bank (FL) has $213.84 million in assets with $30.09 million in equity, resulting in a capitalization level of 14.07%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.