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Overview / Commentary
402-457-1077
8990 West Dodge Road
Omaha, NE 68114

American National Bank (NE) is headquartered in Omaha and is the 6th largest bank in the state of Nebraska. It is also the 348th largest bank in the nation. It was established in 1964 and as of March of 2014, it had grown to 456 employees at 36 locations. American National Bank (NE) has a A+ health rating.

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Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 American National Bank (NE) had $9.59 million in non-current loans and owned real-estate with $239.32 million in equity and loan loss allowances on hand to cover it. This gives American National Bank (NE) a Texas Ratio of 4.01% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for American National Bank (NE) decreased slightly from 4.88% as of March 31, 2013 to 4.01% as of March 31, 2014, resulting in a positive change of 17.90%.This indicates that the balance sheet and financial strength for American National Bank (NE) has improved slightly in recent periods.

Deposit Growth

GRADE:
A

In the past year, American National Bank (NE) has increased its total deposits by $69.27 million, resulting in 4.14% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth American National Bank (NE) has shown is excellent.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. American National Bank (NE) has $2.1 billion in assets with $239.32 million in equity, resulting in a capitalization level of 11.37%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #19300
Year Established1964
Employees456
Primary RegulatorOCC
Assets and Liabilities
Assets$2.10 billion
Loans$1.45 billion
Deposits$1.74 billion
Equity Capital$221.49 million
Loan Loss Allowance$17.83 million
Unbacked Noncurrent Loans$8.22 million
Real Estate Owned$1.37 million
Historic Data - March 2013
Assets$2.04 billion
Equity Capital$223.37 million
Loan Loss Allowance$17.74 million
Unbacked Noncurrent Loans$8.22 million
Real Estate Owned$2.16 million
Profit Margin - Quarterly
Net Interest Margin3.74%
Return on Assets1.45%
Return on Equity14.22%
Interest Income$19.87 million
Rates

Always verify rates and promotions with the bank or credit union. We are not American National Bank (NE), we are a rate comparison website and can not provide official rates or promotions.

American National Bank (NE) Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.08%$5k-HSA
0.08%$5k-Long Term Care Savings Plan Account
0.06%$100-American Savings I
0.03%$200-American Savings II
0.03%$50-Student Savings

American National Bank (NE) Money Market Rates

DetailsAPYMINMAXPRODUCT
0.18%$250k-Consumer Money Market Account

American National Bank (NE) Checking Account Rates

DetailsAPYMINMAXPRODUCT
2.05%-$10kSmart Checking - Qualifying
0.10%$100k-Star Account Checking
0.08%$25k-American Classic Checking
0.08%$25k-Relationship Checking
0.05%--Smart Checking - Non Qualifying

American National Bank (NE) CD Rates

DetailsAPYMINMAXPRODUCT
2.25%$5k-84 Month CD Special
1.65%$5k-53 Month CD Special
1.15%$2k-60 Month CD
1.15%$5k-33 Month CD Special
0.95%$2k-48 - 59 Month CD
0.75%$2k-36 - 47 Month CD
0.45%$2k-24 - 35 Month CD
0.35%$2k-18 - 23 Month CD
0.20%$2k-6 - 11 Month CD
0.20%$2k-12 - 17 Month CD
0.10%$2k-3 - 5 Month CD
0.08%$2k-30 - 89 Day CD
0.03%$2k-7 - 29 Day CD

American National Bank (NE) IRA Rates

DetailsAPYMINMAXPRODUCT
1.15%$2k-60 Month IRA
0.95%$2k-48 - 59 Month IRA
0.75%$2k-36 - 47 Month IRA
0.45%$2k-24 - 35 Month IRA
0.35%$2k-18 - 23 Month IRA
0.20%$2k-6 - 11 Month IRA
0.20%$2k-12 - 18 Month IRA
0.10%$2k-3 - 5 Month IRA
0.08%$2k-30 - 89 Day IRA
0.03%$2k-7 - 29 Day IRA
Locations

American National Bank (NE) has 36 locations. Click to view all American National Bank (NE) locations.