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8990 West Dodge Road
Omaha, NE 68114

American National Bank (NE) is headquartered in Omaha and is the 6th largest bank in the state of Nebraska. It is also the 348th largest bank in the nation. It was established in 1964 and as of March of 2014, it had grown to 456 employees at 36 locations. American National Bank (NE) has a A+ health rating.

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 American National Bank (NE) had $9.59 million in non-current loans and owned real-estate with $239.32 million in equity and loan loss allowances on hand to cover it. This gives American National Bank (NE) a Texas Ratio of 4.01% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for American National Bank (NE) decreased slightly from 4.88% as of March 31, 2013 to 4.01% as of March 31, 2014, resulting in a positive change of 17.90%.This indicates that the balance sheet and financial strength for American National Bank (NE) has improved slightly in recent periods.

Deposit Growth


In the past year, American National Bank (NE) has increased its total deposits by $69.27 million, resulting in 4.14% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth American National Bank (NE) has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. American National Bank (NE) has $2.1 billion in assets with $239.32 million in equity, resulting in a capitalization level of 11.37%, which is excellent.

Institution Statistics

FDIC Certificate #19300
Year Established1964
Primary RegulatorOCC
Assets and Liabilities
Assets$2.10 billion
Loans$1.45 billion
Deposits$1.74 billion
Equity Capital$221.49 million
Loan Loss Allowance$17.83 million
Unbacked Noncurrent Loans$8.22 million
Real Estate Owned$1.37 million
Historic Data - March 2013
Assets$2.04 billion
Equity Capital$223.37 million
Loan Loss Allowance$17.74 million
Unbacked Noncurrent Loans$8.22 million
Real Estate Owned$2.16 million
Profit Margin - Quarterly
Net Interest Margin3.74%
Return on Assets1.45%
Return on Equity14.22%
Interest Income$19.87 million

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American National Bank (NE) Savings Account Rates

0.08%$5k-Long Term Care Savings Plan Account
0.06%$100-American Savings I
0.03%$200-American Savings II
0.03%$50-Student Savings

American National Bank (NE) Money Market Rates

0.18%$250k-Consumer Money Market Account

American National Bank (NE) Checking Account Rates

2.05%-$10kSmart Checking - Qualifying
0.10%$100k-Star Account Checking
0.08%$25k-American Classic Checking
0.08%$25k-Relationship Checking
0.05%--Smart Checking - Non Qualifying

American National Bank (NE) CD Rates

2.25%$5k-84 Month CD Special
2.05%$5k-59 Month CD Special
1.25%$5k-33 Month CD Special
1.15%$2k-60 Month CD
0.95%$2k-48 - 59 Month CD
0.75%$2k-36 - 47 Month CD
0.50%$5k-14 Month CD Special
0.45%$2k-24 - 35 Month CD
0.35%$2k-18 - 23 Month CD
0.20%$2k-6 - 11 Month CD
0.20%$2k-12 - 17 Month CD
0.10%$2k-3 - 5 Month CD
0.08%$2k-30 - 89 Day CD
0.03%$2k-7 - 29 Day CD

American National Bank (NE) IRA Rates

1.15%$2k-60 Month IRA
0.95%$2k-48 - 59 Month IRA
0.75%$2k-36 - 47 Month IRA
0.45%$2k-24 - 35 Month IRA
0.35%$2k-18 - 23 Month IRA
0.20%$2k-6 - 11 Month IRA
0.20%$2k-12 - 18 Month IRA
0.10%$2k-3 - 5 Month IRA
0.08%$2k-30 - 89 Day IRA
0.03%$2k-7 - 29 Day IRA

American National Bank (NE) has 36 locations. Click to view all American National Bank (NE) locations.