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100 West First Street
Aberdeen, WA 98520

Anchor Bank is headquartered in Aberdeen and is the 27th largest bank in the state of Washington. It is also the 1,697th largest bank in the nation. It was established in 1907 and as of March of 2014, it had grown to 117 employees at 11 locations. Anchor Bank has a B health rating.

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Anchor Bank had $10.29 million in non-current loans and owned real-estate with $55.91 million in equity and loan loss allowances on hand to cover it. This gives Anchor Bank a Texas Ratio of 18.41% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Anchor Bank decreased slightly from 24.16% as of March 31, 2013 to 18.41% as of March 31, 2014, resulting in a positive change of 23.78%.This indicates that the balance sheet and financial strength for Anchor Bank has improved slightly in recent periods.

Deposit Growth


In the past year, Anchor Bank has decreased its total deposits by -$21.16 million, resulting in -6.24% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Anchor Bank has shown is below average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Anchor Bank has $393.23 million in assets with $55.91 million in equity, resulting in a capitalization level of 14.22%, which is excellent.

Institution Statistics

FDIC Certificate #28454
Year Established1907
Primary RegulatorFDIC
Assets and Liabilities
Assets$393.23 million
Loans$275.77 million
Deposits$318.17 million
Equity Capital$51.71 million
Loan Loss Allowance$4.20 million
Unbacked Noncurrent Loans$4.77 million
Real Estate Owned$5.53 million
Historic Data - March 2013
Assets$462.68 million
Equity Capital$52.78 million
Loan Loss Allowance$5.32 million
Unbacked Noncurrent Loans$4.77 million
Real Estate Owned$6.99 million
Profit Margin - Quarterly
Return on Assets0.45%
Return on Equity3.43%
Interest Income$4.61 million

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Anchor Bank Savings Account Rates

0.15%$100-Statement Savings
0.15%$15k-Health Savings Account
0.10%--Youth Savings

Anchor Bank Money Market Rates

0.15%$50k-Golden Money Market Tiered Rates
0.15%$50k-Trade Wind Money Market Tiered Rates
0.15%$100k-Navigator Money Market

Anchor Bank Checking Account Rates

0.07%$10k-Premium Business Checking
0.05%$1k-Interest Checking
0.05%$1k-Interest Business Checking

Anchor Bank CD Rates

0.90%$500-60 Month Fixed CD
0.70%$500-48 Month Fixed CD
0.55%$500-36 Month Fixed CD
0.50%$10k-30 Month Powerhouse CD
0.40%$500-30 Month Fixed CD
0.35%$500-20 Month Advantage CD
0.32%$500-16 Month Flex CD
0.25%$500-11 Month Advantage CD
0.25%$25k-12 Month Tiered Fixed CD
0.25%$500-18 Month Fixed CD
0.25%$2k-24 Month Bump Fixed CD
0.25%$25k-24 Month Ladder CD
0.20%$500-13 Month Fixed CD
0.20%$25k-18 Month Ladder CD
0.15%$25k-12 Month Ladder CD
0.10%$500-6 Month Fixed CD
0.10%$500-9 Month Fixed CD
0.10%$250-12 Month Wealth Builder Fixed CD
0.10%$25k-6 Month Ladder CD

Anchor Bank IRA Rates

0.70%$100-48 Month Fixed IRA
0.58%$50-18 Month Variable IRA
0.40%$100-30 Month Fixed IRA
0.25%$50-18 Month Fixed IRA
0.25%$50-24 Month Growth IRA

Anchor Bank has 11 locations. Click to view all Anchor Bank locations.