Anheuser-Busch Employees Credit Union

Anheuser-Busch Employees Credit Union is headquartered in Saint Louis and is the 3^rd largest credit union in the state of Missouri. It is also the 126^th largest credit union in the nation. It was established in 1939 and as of December of 2011, it had grown to 306 employees and 108,805 members. Anheuser-Busch Employees Credit Union has a 4-star health rating.

Anheuser-Busch Employees Credit Union Checking Account Rates

Anheuser-Busch Employees Credit Union Savings Account Rates

Anheuser-Busch Employees Credit Union Money Market Rates

Anheuser-Busch Employees Credit Union CD Rates

Anheuser-Busch Employees Credit Union IRA Rates

Data for Q4 2011

Institution Statistics ANHEUSER-BUSCH EMPLOYEES NCUA # 62715 BankRate Report View Year Chartered 1939 Employees 306 Primary Regulator Assets and Liabilities Assets $1.32 billion Loans $920.59 million Deposits $1.17 billion Equity Capital $117.43 million Loan Loss Allowance $14.94 million Unbacked Noncurrent Loans $15.38 million Real Estate Owned $1.49 million Historic Data - December 2010 Assets $1.28 billion Equity Capital $111.85 million Loan Loss Allowance $13.06 million Unbacked Noncurrent Loans $18.10 million Real Estate Owned $414,000 Profit Margin - Quarterly Net Interest Margin 5.63% Return on Assets 0.62% Return on Equity 7.02% Interest Income $59.62 million Non-Interest Income $16.25 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Anheuser-Busch Employees Credit Union had $16.87 million in non-current loans and owned real-estate with $132.37 million in equity and loan loss allowances on hand to cover it. This gives Anheuser-Busch Employees Credit Union a Texas Ratio of 12.74% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Anheuser-Busch Employees Credit Union held steady from 14.82% as of December 31, 2010 to 12.74% as of December 31, 2011, resulting in a positive change of 14.01%.This indicates that the balance sheet and financial strength for Anheuser-Busch Employees Credit Union has held steady in recent periods. Deposit Growth In the past year, Anheuser-Busch Employees Credit Union has increased its total deposits by $42.52 million, resulting in 3.78% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Anheuser-Busch Employees Credit Union has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Anheuser-Busch Employees Credit Union has $1.32 billion in assets with $132.37 million in equity, resulting in a capitalization level of 10.01%, which is above average.

No reviews have been left for this bank yet. Be the first to review.