Anna State Bank

Anna State Bank is headquartered in Anna and is the 417^st largest bank in the state of Illinois. It is also the 5,768^th largest bank in the nation. It was established in 1930 and as of December of 2011, it had grown to 21 employees at 1 location. Anna State Bank has a 5-star health rating.

Anna State Bank Routing Number: 081219108

Data for Q4 2011

Institution Statistics Anna State Bank FDIC Certificate # 11682 BankRate Report View Year Established 1930 Employees 21 Primary Regulator FDIC Assets and Liabilities Assets $70.49 million Loans $33.40 million Deposits $60.86 million Equity Capital $9.41 million Loan Loss Allowance $333,000 Unbacked Noncurrent Loans $336,000 Historic Data - December 2010 Assets $67.56 million Equity Capital $8.57 million Loan Loss Allowance $332,000 Unbacked Noncurrent Loans $221,000 Profit Margin - Quarterly Net Interest Margin 3.29% Return on Assets 0.86% Return on Equity 6.59% Interest Income $2.66 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Anna State Bank had $336,000 in non-current loans and owned real-estate with $9.75 million in equity and loan loss allowances on hand to cover it. This gives Anna State Bank a Texas Ratio of 3.45% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Anna State Bank held steady from 2.48% as of December 31, 2010 to 3.45% as of December 31, 2011, resulting in a negative change of 38.85%. This indicates that the balance sheet and financial strength for Anna State Bank has held steady in recent periods. Deposit Growth In the past year, Anna State Bank has increased its total deposits by $1.97 million, resulting in 3.35% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Anna State Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Anna State Bank has $70.49 million in assets with $9.75 million in equity, resulting in a capitalization level of 13.83%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.