Institution Statistics
| ANTIOCH MB | | NCUA # | 20179 | | BankRate Report | View | | Year Chartered | 1970 | | Employees | 0 | | Primary Regulator | |
Assets and Liabilities | | Assets | $161,000 | | Loans | $66,000 | | Deposits | $111,000 | | Equity Capital | $48,000 | | Loan Loss Allowance | $2,000 |
Historic Data - December 2010 | | Assets | $244,000 | | Equity Capital | $47,000 | | Loan Loss Allowance | $2,000 | | Unbacked Noncurrent Loans | $4,000 |
Profit Margin - Quarterly | | Net Interest Margin | 9.09% | | Return on Assets | 1.24% | | Return on Equity | 4.17% | | Interest Income | $6,000 |
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Institution Health
Overall Score:
4 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Antioch Mb Credit Union had $0 in non-current loans and owned real-estate with $50,000 in equity and loan loss allowances on hand to cover it. This gives Antioch Mb Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Antioch Mb Credit Union has decreased its total deposits by $-86,000, resulting in -43.65% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Antioch Mb Credit Union has shown is poor. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Antioch Mb Credit Union has $161,000 in assets with $50,000 in equity, resulting in a capitalization level of 31.06%, which is excellent. |
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