Arlington Community Credit Union

Arlington Community Credit Union Locations

P.O. Box 40070
Arlington, VA 222047070
(800) 931-4112
www.arlingtoncu.org

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Arlington Community Credit Union is headquartered in Arlington and is the 28^th largest credit union in the state of Virginia. It is also the 890^th largest credit union in the nation. It was established in 1951 and as of December of 2011, it had grown to 56 employees and 16,883 members. Arlington Community Credit Union has a 4-star health rating.

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See Rates for: Savings | Money Market | CD | IRA

Arlington Community Credit Union Savings Account Rates

Apy	Min	Max	Product
0.25%	-	-	IRA Savings
0.25%	-	-	Roth IRA Savings
0.25%	-	-	CESA Savings
0.10%	$100	-	Share Savings
0.10%	$100	-	Special Club

Arlington Community Credit Union Money Market Rates

	Apy	Min	Max	Product
	0.35%	$75k	-	Money Market Savings

Arlington Community Credit Union CD Rates

Apy	Min	Max	Product
1.80%	$500	-	60 Month Platinum Share Certificate
1.70%	$500	-	60 Month Share Certificate
1.40%	$500	-	48 Month Platinum Share Certificate
1.30%	$500	-	48 Month Share Certificate
1.10%	$500	-	36 Month Platinum Share Certificate
1.00%	$500	-	36 Month Share Certificate
0.85%	$500	-	24 Month Platinum Share Certificate
0.75%	$500	-	24 Month Share Certificate
0.55%	$500	-	12 Month Platinum Share Certificate
0.55%	$500	-	18 Month Platinum Share Certificate
0.45%	$500	-	12 Month Share Certificate
0.45%	$500	-	18 Month Share Certificate
0.25%	$500	-	6 Month Share Certificate

Arlington Community Credit Union IRA Rates

Apy	Min	Max	Product
1.80%	$500	-	60 Month Platinum CESA
1.80%	$500	-	60 Month Platinum IRA
1.80%	$500	-	60 Month Platinum Roth IRA
1.70%	$500	-	60 Month CESA
1.70%	$500	-	60 Month IRA
1.70%	$500	-	60 Month Roth IRA
1.40%	$500	-	48 Month Platinum IRA
1.40%	$500	-	48 Month Platinum Roth IRA
1.40%	$500	-	48 Month Platinum CESA
1.30%	$500	-	48 Month IRA
1.30%	$500	-	48 Month Roth IRA
1.30%	$500	-	48 Month CESA
1.10%	$500	-	36 Month Platinum IRA
1.10%	$500	-	36 Month Platinum Roth IRA
1.10%	$500	-	36 Month Platinum CESA
1.00%	$500	-	36 Month IRA
1.00%	$500	-	36 Month Roth IRA
1.00%	$500	-	36 Month CESA
0.85%	$500	-	24 Month Platinum IRA
0.85%	$500	-	24 Month Platinum Roth IRA
0.85%	$500	-	24 Month Platinum CESA
0.75%	$500	-	24 Month IRA
0.75%	$500	-	24 Month Roth IRA
0.75%	$500	-	24 Month CESA
0.55%	$500	-	12 Month Platinum IRA
0.55%	$500	-	18 Month Platinum IRA
0.55%	$500	-	12 Month Platinum Roth IRA
0.55%	$500	-	18 Month Platinum Roth IRA
0.55%	$500	-	12 Month Platinum CESA
0.55%	$500	-	18 Month Platinum CESA
0.45%	$500	-	12 Month IRA
0.45%	$500	-	18 Month IRA
0.45%	$500	-	12 Month Roth IRA
0.45%	$500	-	18 Month Roth IRA
0.45%	$500	-	12 Month CESA
0.45%	$500	-	18 Month CESA
0.25%	$500	-	6 Month IRA
0.25%	$500	-	6 Month Roth IRA
0.25%	$500	-	6 Month CESA

Rates updated: 5/22/2012

Data for Q4 2011

Institution Statistics

ARLINGTON COMMUNITY
NCUA #	7573
BankRate Report	View
Year Chartered	1951
Employees	56
Primary Regulator
Assets and Liabilities
Assets	$191.31 million
Loans	$135.00 million
Deposits	$174.19 million
Equity Capital	$14.54 million
Loan Loss Allowance	$2.39 million
Unbacked Noncurrent Loans	$1.66 million
Real Estate Owned	$541,000
Historic Data - December 2010
Assets	$184.66 million
Equity Capital	$13.54 million
Loan Loss Allowance	$2.87 million
Unbacked Noncurrent Loans	$3.46 million
Real Estate Owned	$1.16 million
Profit Margin - Quarterly
Net Interest Margin	5.37%
Return on Assets	0.53%
Return on Equity	6.93%
Interest Income	$8.63 million
Non-Interest Income	$3.56 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Arlington Community Credit Union had $2.2 million in non-current loans and owned real-estate with $16.93 million in equity and loan loss allowances on hand to cover it. This gives Arlington Community Credit Union a Texas Ratio of 12.99% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Arlington Community Credit Union decreased significantly from 28.11% as of December 31, 2010 to 12.99% as of December 31, 2011, resulting in a positive change of 53.78%.This indicates that the balance sheet and financial strength for Arlington Community Credit Union has improved significantly in recent periods.
Deposit Growth
In the past year, Arlington Community Credit Union has increased its total deposits by $5.44 million, resulting in 3.23% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Arlington Community Credit Union has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Arlington Community Credit Union has $191.3 million in assets with $16.93 million in equity, resulting in a capitalization level of 8.85%, which is average.

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