Armed Forces Bank, National Association

Armed Forces Bank, National Association Locations
Third Street And Kansas Avenue
Fort Leavenworth, KS 66027
1-888-929-2265
www.afbank.com



Armed Forces Bank, National Association is headquartered in Fort Leavenworth and is the 3rd largest bank in the state of Kansas. It is also the 375th largest bank in the nation. It was established in 1907 and as of December of 2011, it had grown to 1,082 employees at 78 locations. Armed Forces Bank, National Association has a 2-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

Armed Forces Bank, National Association Checking Account Rates

ApyMinMaxProduct
0.05%$500-Classic Checking
0.05%$500-Platinum Checking

Armed Forces Bank, National Association Savings Account Rates

ApyMinMaxProduct
0.10%--Savings

Armed Forces Bank, National Association Money Market Rates

ApyMinMaxProduct
0.40%$1m-Money Market

Armed Forces Bank, National Association CD Rates

ApyMinMaxProduct
1.50%$500-60 Month CD
1.40%$500-48 Month CD
1.20%$500-36 Month CD
1.10%$500-30 Month CD
1.00%$500-24 Month CD
0.90%$500-18 Month CD
0.80%$500-15 Month CD
0.70%$500-12 Month CD
0.50%$500-9 Month CD
0.40%$500-182 Day CD
0.20%$500-91 Day CD
0.15%$500-30 Day CD

Armed Forces Bank, National Association IRA Rates

ApyMinMaxProduct
1.50%$500-60 Month IRA
1.40%$500-48 Month IRA
1.20%$500-36 Month IRA
1.10%$500-30 Month IRA
1.00%$500-24 Month IRA
0.90%$500-18 Month IRA
0.80%$500-15 Month IRA
0.70%$500-12 Month IRA
0.50%$500-9 Month IRA
0.40%$500-182 Day IRA
0.20%$500-91 Day IRA

Rates updated: 5/21/2012

Data for Q4 2011


Institution Statistics


Armed Forces Bank, National Association
FDIC Certificate #4666
BankRate ReportView
Year Established1907
Employees1082
Primary RegulatorOCC

Assets and Liabilities

Assets$1.84 billion
Loans$585.67 million
Deposits$1.39 billion
Equity Capital$291.96 million
Loan Loss Allowance$95.72 million
Unbacked Noncurrent Loans$223.89 million
Real Estate Owned$226.73 million

Historic Data - December 2010

Assets$2.05 billion
Equity Capital$301.37 million
Loan Loss Allowance$151.67 million
Unbacked Noncurrent Loans$405.49 million
Real Estate Owned$301.14 million

Profit Margin - Quarterly

Net Interest Margin1.8%
Return on Assets-0.67%
Return on Equity-4.26%
Interest Income$44.31 million

Institution Health


Overall Score:
2 out of 5
2
Texas Ratio1
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Armed Forces Bank, National Association had $450.62 million in non-current loans and owned real-estate with $387.68 million in equity and loan loss allowances on hand to cover it. This gives Armed Forces Bank, National Association a Texas Ratio of 116.23% which is poor. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Armed Forces Bank, National Association decreased slightly from 155.98% as of December 31, 2010 to 116.23% as of December 31, 2011, resulting in a positive change of 25.48%.This indicates that the balance sheet and financial strength for Armed Forces Bank, National Association has improved slightly in recent periods.
Deposit Growth1
In the past year, Armed Forces Bank, National Association has decreased its total deposits by -$179.79 million, resulting in -11.47% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Armed Forces Bank, National Association has shown is poor.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Armed Forces Bank, National Association has $1.84 billion in assets with $387.68 million in equity, resulting in a capitalization level of 21.07%, which is excellent.
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