Armed Forces Bank of California, National Association

Armed Forces Bank of California, National Association Locations
2260 Callagan Highway, Building 3187a, Suite 1
San Diego, CA 92136
1-888-715-8282
www.afbca.com



Armed Forces Bank of California, National Association is headquartered in San Diego and is the 251st largest bank in the state of California. It is also the 7,079th largest bank in the nation. It was established in 1999 and as of December of 2011, it had grown to 59 employees at 8 locations. Armed Forces Bank of California, National Association has a 5-star health rating.



See Rates for: Checking | Savings | Money Market | CD | IRA

Armed Forces Bank of California, National Association Checking Account Rates

ApyMinMaxProduct
0.05%$500-Classic Checking
0.05%$500-Platinum Checking

Armed Forces Bank of California, National Association Savings Account Rates

ApyMinMaxProduct
0.10%--Savings

Armed Forces Bank of California, National Association Money Market Rates

ApyMinMaxProduct
0.40%$1m-Money Market

Armed Forces Bank of California, National Association CD Rates

ApyMinMaxProduct
1.50%$500-60 Month CD
1.40%$500-48 Month CD
1.20%$500-36 Month CD
1.10%$500-30 Month CD
1.00%$500-24 Month CD
0.90%$500-18 Month CD
0.80%$500-15 Month CD
0.70%$500-12 Month CD
0.50%$500-9 Month CD
0.40%$500-182 Day CD
0.20%$500-91 Day CD
0.15%$500-30 Day CD

Armed Forces Bank of California, National Association IRA Rates

ApyMinMaxProduct
1.50%$500-60 Month IRA
1.40%$500-48 Month IRA
1.20%$500-36 Month IRA
1.10%$500-30 Month IRA
1.00%$500-24 Month IRA
0.90%$500-18 Month IRA
0.80%$500-15 Month IRA
0.70%$500-12 Month IRA
0.50%$500-9 Month IRA
0.40%$500-182 Day IRA
0.20%$500-91 Day IRA

Rates updated: 5/21/2012

Data for Q4 2011


Institution Statistics


Armed Forces Bank of California, National Association
FDIC Certificate #35354
BankRate ReportView
Year Established1999
Employees59
Primary RegulatorOCC

Assets and Liabilities

Assets$25.74 million
Loans$1.64 million
Deposits$19.66 million
Equity Capital$5.55 million
Loan Loss Allowance$80,000

Historic Data - December 2010

Assets$17.73 million
Equity Capital$5.14 million
Loan Loss Allowance$172,000
Real Estate Owned$376,000

Profit Margin - Quarterly

Net Interest Margin0.98%
Return on Assets1.85%
Return on Equity6.77%
Interest Income$177,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Armed Forces Bank of California, National Association had $0 in non-current loans and owned real-estate with $5.62 million in equity and loan loss allowances on hand to cover it. This gives Armed Forces Bank of California, National Association a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth5
In the past year, Armed Forces Bank of California, National Association has increased its total deposits by $7.71 million, resulting in 64.51% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Armed Forces Bank of California, National Association has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Armed Forces Bank of California, National Association has $25.74 million in assets with $5.62 million in equity, resulting in a capitalization level of 21.85%, which is excellent.
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