Arrowhead Central Credit Union

Arrowhead Central Credit Union Locations
P O Box 735, Mail Code #086
San Bernardino, CA 924020735
800-743-7228
www.arrowheadcu.org

NCUA
June 25, 2010 Alexandria, Va. – The National Credit Union Administration (NCUA) today placed Arrowhead Central Credit Union of San Bernardino, California, into conservatorship. By assuming control, NCUA will continue credit union service to the members and ensure safe and sound credit union operations.

Related Posts

12-Month CD Special But With A Low Maximum Deposit In Parts Of CA (Forum) - 12/8/2012

Arrowhead Central Credit Union has a promotional 1-year certificate with the following features: 2.01% APY 1-year CD $2,500 maximum deposit available through 1/31/2013 Limit one per member Does not apply to IRAs Please refer to this credit union

Conserved Arrowhead Credit Union Closes Eight Branches (Forum) - 12/1/2010

From the Credit Union National Association: Arrowhead CU, operating under National Credit Union Administration (NCUA) conservatorship since June, announced Tuesday it will close eight branches by the end of the year.



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See Rates for: Checking | Savings | Money Market | CD | IRA

Arrowhead Central Credit Union Checking Account Rates

ApyMinMaxProduct
0.08%$25k-Consumer Dividend Checking

Arrowhead Central Credit Union Savings Account Rates

ApyMinMaxProduct
0.35%$100-IRA Share Savings
0.35%$100-Roth IRA Share Savings
0.15%$5k-Arrowhead Savings
0.15%$5k-Club Rocky Savings
0.05%--Holiday Club

Arrowhead Central Credit Union Money Market Rates

ApyMinMaxProduct
0.30%$100k-Money Market Plus

Arrowhead Central Credit Union CD Rates

ApyMinMaxProduct
1.35%$100k-60 Month Share Certificate
1.00%$100k-48 Month Share Certificate
0.65%$100k-36 Month Share Certificate
0.50%$100k-24 Month Share Certificate
0.35%$100k-12 Month Share Certificate
0.30%$100k-6 Month Share Certificate

Arrowhead Central Credit Union IRA Rates

ApyMinMaxProduct
1.35%$1k-60 Month IRA Certificate
1.35%$1k-60 Month Roth IRA Certificate
1.00%$1k-48 Month IRA Certificate
1.00%$1k-48 Month Roth IRA Certificate
0.65%$1k-36 Month IRA Certificate
0.65%$1k-36 Month Roth IRA Certificate
0.50%$1k-24 Month IRA Certificate
0.50%$1k-24 Month Roth IRA Certificate
0.35%$1k-12 Month IRA Certificate
0.35%$1k-12 Month Roth IRA Certificate

Rates updated: 5/20/2013

Data for Q4 2012


Institution Statistics


ARROWHEAD CENTRAL
NCUA #60700
BankRate ReportView
Year Chartered1949
Employees200
Primary Regulator

Assets and Liabilities

Assets$699.81 million
Loans$397.14 million
Deposits$612.40 million
Equity Capital$63.27 million
Loan Loss Allowance$29.14 million
Unbacked Noncurrent Loans$7.16 million
Real Estate Owned$583,000

Historic Data - December 2011

Assets$660.10 million
Equity Capital$44.39 million
Loan Loss Allowance$34.87 million
Unbacked Noncurrent Loans$11.20 million
Real Estate Owned$1.67 million

Profit Margin - Quarterly

Net Interest Margin7.43%
Return on Assets3.65%
Return on Equity40.34%
Interest Income$31.37 million
Non-Interest Income$28.12 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Arrowhead Central Credit Union had $7.74 million in non-current loans and owned real-estate with $92.4 million in equity and loan loss allowances on hand to cover it. This gives Arrowhead Central Credit Union a Texas Ratio of 8.38% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Arrowhead Central Credit Union decreased significantly from 16.23% as of December 31, 2011 to 8.38% as of December 31, 2012, resulting in a positive change of 48.37%.This indicates that the balance sheet and financial strength for Arrowhead Central Credit Union has improved significantly in recent periods.
Deposit Growth4
In the past year, Arrowhead Central Credit Union has increased its total deposits by $17.1 million, resulting in 2.87% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Arrowhead Central Credit Union has shown is above average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Arrowhead Central Credit Union has $699.81 million in assets with $92.4 million in equity, resulting in a capitalization level of 13.20%, which is excellent.
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