Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
800-874-1827
75 North East Street
Fayetteville, AR 72701

Arvest Bank is headquartered in Fayetteville and is the largest bank in the state of Arkansas. It is also the 87th largest bank in the nation. It was established in 1871 and as of December of 2013, it had grown to 5,824 employees at 280 locations. Arvest Bank has a B+ health rating.

Related Posts



Reviews (1)

Arvest Oklahoma Service

I was an Arvest customer almost since they first arrived in Oklahoma. First rate service and very professional. Sorry I had to leave them but sadly, Arvest in not located near my new home...



Health

Data for Q4 2013

Institution Health

B+

Texas Ratio

GRADE:
B

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Arvest Bank had $278.72 million in non-current loans and owned real-estate with $1.72 billion in equity and loan loss allowances on hand to cover it. This gives Arvest Bank a Texas Ratio of 16.23% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for Arvest Bank decreased slightly from 21.98% as of December 31, 2012 to 16.23% as of December 31, 2013, resulting in a positive change of 26.14%.This indicates that the balance sheet and financial strength for Arvest Bank has improved slightly in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Arvest Bank has increased its total deposits by $972.9 million, resulting in 8.9% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Arvest Bank has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Arvest Bank has $14.09 billion in assets with $1.72 billion in equity, resulting in a capitalization level of 12.19%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #8728
Year Established1871
Employees5824
Primary RegulatorFED
Assets and Liabilities
Assets$14.09 billion
Loans$8.10 billion
Deposits$11.91 billion
Equity Capital$1.54 billion
Loan Loss Allowance$173.77 million
Unbacked Noncurrent Loans$211.83 million
Real Estate Owned$66.89 million
Historic Data - December 2012
Assets$13.20 billion
Equity Capital$1.45 billion
Loan Loss Allowance$188.46 million
Unbacked Noncurrent Loans$211.83 million
Real Estate Owned$89.16 million
Profit Margin - Quarterly
Net Interest Margin3.23%
Return on Assets0.9%
Return on Equity8.36%
Interest Income$439.28 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Arvest Bank, we are a rate comparison website and can not provide official rates or promotions.

Arvest Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.10%$100-Savings Account

Arvest Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.20%$100k-Money Market

Arvest Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.08%$100-Preferred Club Checking

Arvest Bank CD Rates

DetailsAPYMINMAXPRODUCT
0.55%$95k-2 Year CD
0.40%$95k-1 Year CD
0.35%$95k-6 Month CD
0.35%$95k-26 Month CD - 2 Step
0.20%$95k-13 Month CD - 2 Step
Locations

Arvest Bank has 273 locations. Click to view all Arvest Bank locations.