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888-228-8092-PIN 8353
3405 Penrose Pl Ste 102
Boulder, CO 80301

Ashoka Credit Union is headquartered in Boulder and is the 87th largest credit union in the state of Colorado. It is also the 5,813st largest credit union in the nation. It was established in 1976 and as of March of 2014, it had grown to 2 employees and 304 members. Ashoka Credit Union has a C health rating.

Field of Membership Restrictions

Must be a Shambhala affiliated organization member, student or employee. - See Details

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Data for Q1 2014

Institution Health

Additional Factors: Institutions with a small asset base or a short operating history can represent an instability risk beyond what their financial ratios indicate. Ashoka Credit Union has a very low asset base.

Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Ashoka Credit Union had $0 in non-current loans and owned real-estate with $186,000 in equity and loan loss allowances on hand to cover it. This gives Ashoka Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Deposit Growth


In the past year, Ashoka Credit Union has decreased its total deposits by $-59,000, resulting in -2.54% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Ashoka Credit Union has shown is below average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Ashoka Credit Union has $2.43 million in assets with $186,000 in equity, resulting in a capitalization level of 7.65%, which is below average.

Institution Statistics

NCUA #63418
Year Chartered1976
Primary Regulator
Assets and Liabilities
Assets$2.43 million
Loans$1.89 million
Deposits$2.26 million
Equity Capital$166,000
Loan Loss Allowance$20,000
Real Estate Owned$0
Historic Data - March 2013
Assets$2.49 million
Equity Capital$169,000
Loan Loss Allowance$20,000
Unbacked Noncurrent Loans$0
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin1.96%
Return on Assets0.16%
Return on Equity2.41%
Interest Income$38,000
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Ashoka Credit Union Savings Account Rates

0.25%$20-Share Savings Account

Ashoka Credit Union CD Rates

1.66%$2k$150k60 Month CD
1.51%$2k$100k48 Month CD
1.26%$2k$75k36 Month CD
1.00%$2k$50k24 Month CD
0.75%$2k$10k12 Month CD

Ashoka Credit Union IRA Rates

1.76%$500$50k24 Month IRA

Ashoka Credit Union Locations
Branch Office3405 Penrose Pl Ste 102Boulder, CO 80301