Institution Statistics
| BADGER METER | | NCUA # | 66455 | | BankRate Report | View | | Year Chartered | 1935 | | Employees | 3 | | Primary Regulator | |
Assets and Liabilities | | Assets | $12.12 million | | Loans | $813,000 | | Deposits | $9.09 million | | Equity Capital | $3.00 million |
Historic Data - December 2010 | | Assets | $12.24 million | | Equity Capital | $3.05 million |
Profit Margin - Quarterly | | Net Interest Margin | 6.39% | | Return on Assets | -0.46% | | Return on Equity | -1.87% | | Interest Income | $253,000 | | Non-Interest Income | $12,000 |
|
|
Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Badger Meter Credit Union had $0 in non-current loans and owned real-estate with $3 million in equity and loan loss allowances on hand to cover it. This gives Badger Meter Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Badger Meter Credit Union has decreased its total deposits by $-67,000, resulting in -0.73% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Badger Meter Credit Union has shown is average. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Badger Meter Credit Union has $12.12 million in assets with $3 million in equity, resulting in a capitalization level of 24.74%, which is excellent. |
|
