Badger-Globe Credit Union

Badger-Globe Credit Union is headquartered in NEENAH and is the 73^rd largest credit union in the state of Wisconsin. It is also the 2,529^th largest credit union in the nation. It was established in 1947 and as of December of 2011, it had grown to 12 employees and 3,128 members. Badger-Globe Credit Union has a 4-star health rating.

Badger-Globe Credit Union Checking Account Rates

Badger-Globe Credit Union Savings Account Rates

Badger-Globe Credit Union Money Market Rates

Badger-Globe Credit Union CD Rates

Badger-Globe Credit Union IRA Rates

Data for Q4 2011

Institution Statistics BADGER-GLOBE NCUA # 66750 BankRate Report View Year Chartered 1947 Employees 12 Primary Regulator Assets and Liabilities Assets $40.13 million Loans $29.38 million Deposits $34.97 million Equity Capital $4.98 million Loan Loss Allowance $209,000 Unbacked Noncurrent Loans $531,000 Real Estate Owned $160,000 Historic Data - December 2010 Assets $41.54 million Equity Capital $4.95 million Loan Loss Allowance $253,000 Unbacked Noncurrent Loans $455,000 Real Estate Owned $173,000 Profit Margin - Quarterly Net Interest Margin 4.21% Return on Assets 0.09% Return on Equity 0.7% Interest Income $1.81 million Non-Interest Income $372,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Badger-Globe Credit Union had $691,000 in non-current loans and owned real-estate with $5.19 million in equity and loan loss allowances on hand to cover it. This gives Badger-Globe Credit Union a Texas Ratio of 13.31% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Badger-Globe Credit Union held steady from 12.08% as of December 31, 2010 to 13.31% as of December 31, 2011, resulting in a negative change of 10.20%. This indicates that the balance sheet and financial strength for Badger-Globe Credit Union has held steady in recent periods. Deposit Growth In the past year, Badger-Globe Credit Union has decreased its total deposits by -$1.35 million, resulting in -3.72% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Badger-Globe Credit Union has shown is below average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Badger-Globe Credit Union has $40.13 million in assets with $5.19 million in equity, resulting in a capitalization level of 12.93%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.