Banco Bilbao Vizcaya Argentaria Puerto Rico

Banco Bilbao Vizcaya Argentaria Puerto Rico is headquartered in San Juan and is the 7^th largest bank in the state of PR. It is also the 168^th largest bank in the nation. It was established in 1969 and as of December of 2011, it had grown to 948 employees. Banco Bilbao Vizcaya Argentaria Puerto Rico has a 4-star health rating.

Data for Q4 2011

Institution Statistics Banco Bilbao Vizcaya Argentaria Puerto Rico FDIC Certificate # 19919 BankRate Report View Year Established 1969 Employees 948 Primary Regulator FDIC Assets and Liabilities Assets $5.02 billion Loans $3.57 billion Deposits $2.97 billion Equity Capital $586.59 million Loan Loss Allowance $132.00 million Unbacked Noncurrent Loans $247.77 million Real Estate Owned $66.09 million Historic Data - December 2010 Assets $4.83 billion Equity Capital $546.11 million Loan Loss Allowance $163.35 million Unbacked Noncurrent Loans $325.45 million Real Estate Owned $32.10 million Profit Margin - Quarterly Net Interest Margin 3.91% Return on Assets 0.65% Return on Equity 5.67% Interest Income $242.85 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Banco Bilbao Vizcaya Argentaria Puerto Rico had $313.87 million in non-current loans and owned real-estate with $718.59 million in equity and loan loss allowances on hand to cover it. This gives Banco Bilbao Vizcaya Argentaria Puerto Rico a Texas Ratio of 43.68% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Banco Bilbao Vizcaya Argentaria Puerto Rico held steady from 50.40% as of December 31, 2010 to 43.68% as of December 31, 2011, resulting in a positive change of 13.34%.This indicates that the balance sheet and financial strength for Banco Bilbao Vizcaya Argentaria Puerto Rico has held steady in recent periods. Deposit Growth In the past year, Banco Bilbao Vizcaya Argentaria Puerto Rico has increased its total deposits by $247.66 million, resulting in 9.1% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Banco Bilbao Vizcaya Argentaria Puerto Rico has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Banco Bilbao Vizcaya Argentaria Puerto Rico has $5.02 billion in assets with $718.59 million in equity, resulting in a capitalization level of 14.33%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.