Bank Leumi USA

Bank Leumi USA is headquartered in New York and is the 15^st largest bank in the state of New York. It is also the 157^th largest bank in the nation. It was established in 1968 and as of December of 2011, it had grown to 483 employees at 12 locations. Bank Leumi USA has a 4-star health rating.

Bank Leumi USA Routing Number: 026002794

Data for Q4 2011

Institution Statistics Bank Leumi USA FDIC Certificate # 19842 BankRate Report View Year Established 1968 Employees 483 Primary Regulator FDIC Assets and Liabilities Assets $5.68 billion Loans $3.83 billion Deposits $4.86 billion Equity Capital $516.93 million Loan Loss Allowance $57.90 million Unbacked Noncurrent Loans $86.80 million Real Estate Owned $1.77 million Historic Data - December 2010 Assets $5.21 billion Equity Capital $500.76 million Loan Loss Allowance $76.66 million Unbacked Noncurrent Loans $106.52 million Real Estate Owned $3.08 million Profit Margin - Quarterly Net Interest Margin 2.95% Return on Assets 0.38% Return on Equity 3.93% Interest Income $166.21 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank Leumi USA had $88.57 million in non-current loans and owned real-estate with $574.83 million in equity and loan loss allowances on hand to cover it. This gives Bank Leumi USA a Texas Ratio of 15.41% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank Leumi USA decreased slightly from 18.98% as of December 31, 2010 to 15.41% as of December 31, 2011, resulting in a positive change of 18.82%.This indicates that the balance sheet and financial strength for Bank Leumi USA has improved slightly in recent periods. Deposit Growth In the past year, Bank Leumi USA has increased its total deposits by $629.81 million, resulting in 14.9% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank Leumi USA has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank Leumi USA has $5.68 billion in assets with $574.83 million in equity, resulting in a capitalization level of 10.12%, which is above average.

No reviews have been left for this bank yet. Be the first to review.