Bank Midwest, National Association

Bank Midwest, National Association is headquartered in Kansas City and is the 5^th largest bank in the state of Missouri. It is also the 149^th largest bank in the nation. It was established in 2010 and as of December of 2011, it had grown to 1,179 employees at 139 locations. Bank Midwest, National Association has a 5-star health rating.

Data for Q4 2011

Institution Statistics Bank Midwest, National Association FDIC Certificate # 59052 BankRate Report View Year Established 2010 Employees 1179 Primary Regulator OCC Assets and Liabilities Assets $6.24 billion Loans $2.28 billion Deposits $5.06 billion Equity Capital $968.44 million Loan Loss Allowance $11.53 million Unbacked Noncurrent Loans $197.12 million Real Estate Owned $43.28 million Historic Data - December 2010 Assets $3.37 billion Equity Capital $399.53 million Loan Loss Allowance $41,000 Profit Margin - Quarterly Net Interest Margin 3.52% Return on Assets 1.16% Return on Equity 7.89% Interest Income $196.80 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank Midwest, National Association had $240.39 million in non-current loans and owned real-estate with $979.97 million in equity and loan loss allowances on hand to cover it. This gives Bank Midwest, National Association a Texas Ratio of 24.53% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank Midwest, National Association decreased significantly from (infinite) as of December 31, 2010 to 24.53% as of December 31, 2011, resulting in a positive change of (infinite). This indicates that the balance sheet and financial strength for Bank Midwest, National Association has improved significantly in recent periods. Deposit Growth In the past year, Bank Midwest, National Association has increased its total deposits by $2.69 billion, resulting in 113.57% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank Midwest, National Association has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank Midwest, National Association has $6.24 billion in assets with $979.97 million in equity, resulting in a capitalization level of 15.71%, which is excellent.

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