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505-855-0855
One Williams Center
Tulsa, OK 74172

BOK Financial Corporation (BOKF) is a $23 billion regional financial services company based in Tulsa, Oklahoma. The company's stock is publicly traded on NASDAQ under the Global Select market listings (symbol: BOKF). Assets of the organization are centered in seven bank subsidiaries, Bank of Oklahoma, Bank of Texas, Bank of Albuquerque, Bank of Arkansas, Bank of Arizona, Colorado State Bank and Trust and Bank of Kansas City. BOKF has full-service banks located in eight states. BOKF's broker/dealer subsidiary provides brokerage services in 10 states. BOKF's Bank of Oklahoma affiliate operates an electronic funds transfer network that spans 13 states.

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Reviews (1)

Loses Your Money, Cant Be Bothered To Help The Average Customer

This bank is incapable of protecting the integrity of your financial data.  I've been robbed 4-5 times since opening my account(s) in Jan. 2010.  Worse yet, this bank has Incredibly crappy customer service when their compromising of your financial data results in screwed up finances, over charges etc, unless you are a high dollar stakes client.  But, they charmingly state, "the result is out of our hands, determined by an algorithm based on the 'client relationship'"--meaning, apparently, their computer tells them I am not a sufficiently high dollar client to be worth fixing their screw up for!



Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Bank of Albuquerque had $195.49 million in non-current loans and owned real-estate with $2.58 billion in equity and loan loss allowances on hand to cover it. This gives Bank of Albuquerque a Texas Ratio of 7.59% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Bank of Albuquerque experienced no significant changes from 8.32% as of March 31, 2013 to 7.59% as of March 31, 2014, resulting in a positive change of 8.79%.This indicates that the balance sheet and financial strength for Bank of Albuquerque has had no significant changes in recent periods.

Deposit Growth

GRADE:
A

In the past year, Bank of Albuquerque has increased its total deposits by $672.66 million, resulting in 3.31% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Albuquerque has shown is excellent.

Capitalization

GRADE:
C+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Albuquerque has $27.16 billion in assets with $2.58 billion in equity, resulting in a capitalization level of 9.48%, which is average.

Institution Statistics

Overall
FDIC Certificate #4214
Year Established1910
Employees4366
Primary RegulatorOCC
Assets and Liabilities
Assets$27.16 billion
Loans$13.09 billion
Deposits$20.97 billion
Equity Capital$2.39 billion
Loan Loss Allowance$185.32 million
Unbacked Noncurrent Loans$101.29 million
Real Estate Owned$94.20 million
Historic Data - March 2013
Assets$27.18 billion
Equity Capital$2.42 billion
Loan Loss Allowance$205.97 million
Unbacked Noncurrent Loans$101.29 million
Real Estate Owned$101.54 million
Profit Margin - Quarterly
Net Interest Margin2.65%
Return on Assets1.17%
Return on Equity13.53%
Interest Income$178.62 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Bank of Albuquerque, we are a rate comparison website and can not provide official rates or promotions.

Bank of Albuquerque Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.03%--Personal Savings 2.0

Bank of Albuquerque Money Market Rates

DetailsAPYMINMAXPRODUCT
0.15%$50k-Premier Money Market
0.15%$50k-Premier Money Market IRA
0.15%$50k-Premier Money Market Roth IRA

Bank of Albuquerque Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.01%--Advantage
0.01%--Advantage 55

Bank of Albuquerque CD Rates

DetailsAPYMINMAXPRODUCT
1.30%$100k-7 Year Fixed CD
0.80%$100k-5 Year Fixed CD
0.50%$100k-4 Year Fixed CD
0.40%$100k-2 Year Fixed CD
0.40%$100k-3 Year Fixed CD
0.30%$100k-18 Month Fixed CD
0.20%$100k-1 Year Fixed CD
0.18%$100k-180 Day Fixed CD
0.18%$100k-270 Day Fixed CD
0.15%$100k-120 Day Fixed CD
0.10%$100k-60 Day Fixed CD
0.10%$100k-90 Day Fixed CD
0.08%$100k-7 Day Fixed CD
0.08%$100k-30 Day Fixed CD

Bank of Albuquerque IRA Rates

DetailsAPYMINMAXPRODUCT
1.25%--7 Year IRA CD
0.75%--5 Year IRA CD
0.45%--4 Year IRA CD
0.35%--30 Month IRA CD
0.35%--2 Year IRA CD
0.35%--3 Year IRA CD
0.25%--18 Month IRA CD
0.15%--1 Year IRA CD
0.13%--6 Month IRA CD
Locations

Bank of Albuquerque has 21 locations. Click to view all Bank of Albuquerque locations.