Bank of Anguilla

Bank of Anguilla is headquartered in Anguilla and is the 61^st largest bank in the state of Mississippi. It is also the 4,459^th largest bank in the nation. It was established in 1904 and as of December of 2011, it had grown to 27 employees at 5 locations. Bank of Anguilla has a 5-star health rating.

Bank of Anguilla Routing Number: 065302675

Data for Q4 2011

Institution Statistics Bank of Anguilla FDIC Certificate # 8243 BankRate Report View Year Established 1904 Employees 27 Primary Regulator FDIC Assets and Liabilities Assets $119.31 million Loans $71.04 million Deposits $94.19 million Equity Capital $12.90 million Loan Loss Allowance $1.64 million Unbacked Noncurrent Loans $774,000 Real Estate Owned $1.08 million Historic Data - December 2010 Assets $112.44 million Equity Capital $11.49 million Loan Loss Allowance $1.43 million Unbacked Noncurrent Loans $324,000 Real Estate Owned $1.99 million Profit Margin - Quarterly Net Interest Margin 4.61% Return on Assets 1% Return on Equity 9.68% Interest Income $5.35 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Anguilla had $1.85 million in non-current loans and owned real-estate with $14.54 million in equity and loan loss allowances on hand to cover it. This gives Bank of Anguilla a Texas Ratio of 12.72% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Anguilla decreased slightly from 17.88% as of December 31, 2010 to 12.72% as of December 31, 2011, resulting in a positive change of 28.89%.This indicates that the balance sheet and financial strength for Bank of Anguilla has improved slightly in recent periods. Deposit Growth In the past year, Bank of Anguilla has increased its total deposits by $14.34 million, resulting in 17.95% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Anguilla has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Anguilla has $119.31 million in assets with $14.54 million in equity, resulting in a capitalization level of 12.19%, which is excellent.

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