Bank of Brewton

Bank of Brewton is headquartered in Brewton and is the 132^nd largest bank in the state of Alabama. It is also the 6,261^st largest bank in the nation. It was established in 1889 and as of December of 2011, it had grown to 28 employees at 2 locations. Bank of Brewton has a 4-star health rating.

Bank of Brewton Routing Number: 062101455

Data for Q4 2011

Institution Statistics Bank of Brewton FDIC Certificate # 5605 BankRate Report View Year Established 1889 Employees 28 Primary Regulator FDIC Assets and Liabilities Assets $53.61 million Loans $18.12 million Deposits $41.39 million Equity Capital $12.00 million Loan Loss Allowance $336,000 Unbacked Noncurrent Loans $1.61 million Historic Data - December 2010 Assets $55.64 million Equity Capital $11.16 million Loan Loss Allowance $394,000 Unbacked Noncurrent Loans $1.45 million Profit Margin - Quarterly Net Interest Margin 4.36% Return on Assets 0.98% Return on Equity 4.69% Interest Income $2.42 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Brewton had $1.61 million in non-current loans and owned real-estate with $12.34 million in equity and loan loss allowances on hand to cover it. This gives Bank of Brewton a Texas Ratio of 13.03% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Brewton held steady from 12.59% as of December 31, 2010 to 13.03% as of December 31, 2011, resulting in a negative change of 3.53%. This indicates that the balance sheet and financial strength for Bank of Brewton has held steady in recent periods. Deposit Growth In the past year, Bank of Brewton has decreased its total deposits by -$3.06 million, resulting in -6.87% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Brewton has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Brewton has $53.6 million in assets with $12.34 million in equity, resulting in a capitalization level of 23.01%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.