Institution Statistics
| Bank of Brookfield - Purdin, National Association | | FDIC Certificate # | 9385 | | BankRate Report | View | | Year Established | 1894 | | Employees | 21 | | Primary Regulator | OCC |
Assets and Liabilities | | Assets | $77.92 million | | Loans | $24.01 million | | Deposits | $60.34 million | | Equity Capital | $10.05 million | | Loan Loss Allowance | $374,000 | | Unbacked Noncurrent Loans | $119,000 | | Real Estate Owned | $16,000 |
Historic Data - December 2010 | | Assets | $76.37 million | | Equity Capital | $9.47 million | | Loan Loss Allowance | $369,000 | | Unbacked Noncurrent Loans | $158,000 |
Profit Margin - Quarterly | | Net Interest Margin | 2.75% | | Return on Assets | 0.82% | | Return on Equity | 6.5% | | Interest Income | $2.39 million |
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Institution Health
Overall Score:
5 out of 5
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Brookfield - Purdin, National Association had $135,000 in non-current loans and owned real-estate with $10.42 million in equity and loan loss allowances on hand to cover it. This gives Bank of Brookfield - Purdin, National Association a Texas Ratio of 1.30% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Texas Ratio Trend |  | | The Texas Ratio for Bank of Brookfield - Purdin, National Association decreased slightly from 1.90% as of December 31, 2010 to 1.30% as of December 31, 2011, resulting in a positive change of 31.81%.This indicates that the balance sheet and financial strength for Bank of Brookfield - Purdin, National Association has improved slightly in recent periods. | | Deposit Growth |  | | In the past year, Bank of Brookfield - Purdin, National Association has increased its total deposits by $1.86 million, resulting in 3.19% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Brookfield - Purdin, National Association has shown is above average. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Brookfield - Purdin, National Association has $77.92 million in assets with $10.42 million in equity, resulting in a capitalization level of 13.37%, which is excellent. |
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