Bank of Camden

Bank of Camden is headquartered in Camden and is the 91^st largest bank in the state of Tennessee. It is also the 3,007^th largest bank in the nation. It was established in 1931 and as of December of 2011, it had grown to 59 employees at 8 locations. Bank of Camden has a 5-star health rating.

Bank of Camden Routing Number: 084307761

Data for Q4 2011

Institution Statistics Bank of Camden FDIC Certificate # 9176 BankRate Report View Year Established 1931 Employees 59 Primary Regulator FDIC Assets and Liabilities Assets $207.05 million Loans $142.68 million Deposits $154.06 million Equity Capital $32.96 million Loan Loss Allowance $2.90 million Unbacked Noncurrent Loans $1.50 million Real Estate Owned $1.21 million Historic Data - December 2010 Assets $178.77 million Equity Capital $29.41 million Loan Loss Allowance $2.56 million Unbacked Noncurrent Loans $1.58 million Real Estate Owned $1.68 million Profit Margin - Quarterly Net Interest Margin 5.65% Return on Assets 1.68% Return on Equity 10.24% Interest Income $11.51 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Camden had $2.72 million in non-current loans and owned real-estate with $35.86 million in equity and loan loss allowances on hand to cover it. This gives Bank of Camden a Texas Ratio of 7.58% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Camden decreased slightly from 10.20% as of December 31, 2010 to 7.58% as of December 31, 2011, resulting in a positive change of 25.69%.This indicates that the balance sheet and financial strength for Bank of Camden has improved slightly in recent periods. Deposit Growth In the past year, Bank of Camden has increased its total deposits by $25.33 million, resulting in 19.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Camden has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Camden has $207.05 million in assets with $35.86 million in equity, resulting in a capitalization level of 17.32%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.