229 North Broadway
Hartington, NE 68739
www.bankofhartington.com



Bank of Hartington is headquartered in Hartington and is the 129th largest bank in the state of Nebraska. It is also the 6,082nd largest bank in the nation. It was established in 1917 and as of December of 2011, it had grown to 16 employees at 2 locations. Bank of Hartington's savings rates are 100% higher than the national average, and it boasts a 5-star health rating.

Bank of Hartington Routing Number: 104110977



See Rates for: Checking | Savings | CD

Bank of Hartington Checking Account Rates

ApyMinMaxProduct
0.10%$1,500-NOW Account

Bank of Hartington Savings Account Rates

ApyMinMaxProduct
1.04%--HSA Savings Account
1.00%$1k-Funeral Trust Account
1.00%$1k-IRA Account
0.55%$100k-Treasury Savings Account
0.15%--Savings Account

Bank of Hartington CD Rates

ApyMinMaxProduct
1.50%$1k-48 Month TCD
1.30%$1k-36 Month TCD
1.10%$1k-30 Month TCD
1.00%$1k-24 Month TCD
0.80%$1k-18 Month TCD
0.75%$1k-13 Month TCD
0.70%$1k-12 Month TCD
0.45%$1k-182 Day TCD
0.20%$1k-91 Day TCD

Rates updated: 5/12/2012

Data for Q4 2011


Institution Statistics


Bank of Hartington
FDIC Certificate #13962
BankRate ReportView
Year Established1917
Employees16
Primary RegulatorFED

Assets and Liabilities

Assets$59.98 million
Loans$35.76 million
Deposits$53.35 million
Equity Capital$5.04 million
Loan Loss Allowance$382,000

Historic Data - December 2010

Assets$54.20 million
Equity Capital$4.80 million
Loan Loss Allowance$401,000
Unbacked Noncurrent Loans$18,000

Profit Margin - Quarterly

Net Interest Margin4.03%
Return on Assets1.04%
Return on Equity11.89%
Interest Income$2.64 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Hartington had $0 in non-current loans and owned real-estate with $5.42 million in equity and loan loss allowances on hand to cover it. This gives Bank of Hartington a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth5
In the past year, Bank of Hartington has increased its total deposits by $4.06 million, resulting in 8.24% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Hartington has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Hartington has $59.98 million in assets with $5.42 million in equity, resulting in a capitalization level of 9.03%, which is average.
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