Main Street
Hillsboro, MO 63050
636-797-3337
www.bankofhillsboro.com



Bank of Hillsboro is headquartered in Hillsboro and is the 264th largest bank in the state of Missouri. It is also the 6,210st largest bank in the nation. It was established in 1892 and as of December of 2011, it had grown to 14 employees at 1 location. Bank of Hillsboro has a 5-star health rating.

Bank of Hillsboro Routing Number: 081010307



See Rates for: Checking | Savings | Money Market | CD | IRA

Bank of Hillsboro Checking Account Rates

ApyMinMaxProduct
0.25%$1k-Now Checking
0.20%$2,500-Super Now Checking

Bank of Hillsboro Savings Account Rates

ApyMinMaxProduct
0.45%$100-Passbook Savings
0.45%$100-Statement Savings

Bank of Hillsboro Money Market Rates

ApyMinMaxProduct
0.55%$50k-MMDA Checking

Bank of Hillsboro CD Rates

ApyMinMaxProduct
1.31%$1k-48 Month Certificate
1.21%$1k-36 Month Certificate
0.90%$1k-30 Month Certificate
0.80%$1k-24 Month Certificate
0.75%$1k-18 Month Certificate
0.70%$5k-13 Month Premium Special Certificate
0.60%$1k-12 Month Certificate
0.55%$5k-6 Month Premium Special Certificate
0.45%$1k-6 Month Certificate
0.20%$5k-30 Day Certificate
0.20%$1k-3 Month Certificate

Bank of Hillsboro IRA Rates

ApyMinMaxProduct
0.75%$1k-12 Month IRA Certificate

Rates updated: 5/23/2012

Data for Q4 2011


Institution Statistics


Bank of Hillsboro
FDIC Certificate #15821
BankRate ReportView
Year Established1892
Employees14
Primary RegulatorFED

Assets and Liabilities

Assets$55.38 million
Loans$23.96 million
Deposits$47.77 million
Equity Capital$5.82 million
Loan Loss Allowance$461,000
Unbacked Noncurrent Loans$39,000

Historic Data - December 2010

Assets$53.60 million
Equity Capital$5.06 million
Loan Loss Allowance$297,000

Profit Margin - Quarterly

Net Interest Margin3.69%
Return on Assets0.85%
Return on Equity8.56%
Interest Income$2.39 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Hillsboro had $39,000 in non-current loans and owned real-estate with $6.28 million in equity and loan loss allowances on hand to cover it. This gives Bank of Hillsboro a Texas Ratio of 0.62% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth4
In the past year, Bank of Hillsboro has increased its total deposits by $712,000, resulting in 1.51% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Hillsboro has shown is above average.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Hillsboro has $55.38 million in assets with $6.28 million in equity, resulting in a capitalization level of 11.34%, which is above average.
Write Review

No reviews have been left for this bank yet. Be the first to review.