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913-234-6632
One Williams Center
Tulsa, OK 74172

Bank of Kansas City, National Association is headquartered in Tulsa and is the largest bank in the state of Oklahoma. It is also the 54th largest bank in the nation. It was established in 1910 and as of March of 2014, it had grown to 4,366 employees at 170 locations. Bank of Kansas City, National Association has a B+ health rating.

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Health

Data for Q1 2014

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Bank of Kansas City, National Association had $195.49 million in non-current loans and owned real-estate with $2.58 billion in equity and loan loss allowances on hand to cover it. This gives Bank of Kansas City, National Association a Texas Ratio of 7.59% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Bank of Kansas City, National Association experienced no significant changes from 8.32% as of March 31, 2013 to 7.59% as of March 31, 2014, resulting in a positive change of 8.79%.This indicates that the balance sheet and financial strength for Bank of Kansas City, National Association has had no significant changes in recent periods.

Deposit Growth

GRADE:
A

In the past year, Bank of Kansas City, National Association has increased its total deposits by $672.66 million, resulting in 3.31% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Kansas City, National Association has shown is excellent.

Capitalization

GRADE:
C+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Kansas City, National Association has $27.16 billion in assets with $2.58 billion in equity, resulting in a capitalization level of 9.48%, which is average.

Institution Statistics

Overall
FDIC Certificate #4214
Year Established1910
Employees4366
Primary RegulatorOCC
Assets and Liabilities
Assets$27.16 billion
Loans$13.09 billion
Deposits$20.97 billion
Equity Capital$2.39 billion
Loan Loss Allowance$185.32 million
Unbacked Noncurrent Loans$101.29 million
Real Estate Owned$94.20 million
Historic Data - March 2013
Assets$27.18 billion
Equity Capital$2.42 billion
Loan Loss Allowance$205.97 million
Unbacked Noncurrent Loans$101.29 million
Real Estate Owned$101.54 million
Profit Margin - Quarterly
Net Interest Margin2.65%
Return on Assets1.17%
Return on Equity13.53%
Interest Income$178.62 million
Rates

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Bank of Kansas City, National Association Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.03%--Personal Savings 2.0

Bank of Kansas City, National Association Money Market Rates

DetailsAPYMINMAXPRODUCT
0.18%$100k-Premier Money Market
0.18%$100k-Premier Money Market IRA
0.18%$100k-Premier Money Market Roth IRA

Bank of Kansas City, National Association Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.01%--Advantage Checking
0.01%--Advantage 55 Checking

Bank of Kansas City, National Association CD Rates

DetailsAPYMINMAXPRODUCT
1.30%$100k-7 Year Fixed CD
0.80%$100k-5 Year Fixed CD
0.55%$100k-4 Year Fixed CD
0.40%$100k-2 Year Fixed CD
0.40%$100k-3 Year Fixed CD
0.30%$100k-18 Month Fixed CD
0.25%$100k-1 Year Fixed CD
0.22%$100k-270 Day Fixed CD
0.15%$100k-90 Day Fixed CD
0.15%$100k-120 Day Fixed CD
0.15%$100k-180 Day Fixed CD
0.10%$100k-60 Day Fixed CD
0.08%$100k-7 Day Fixed CD
0.08%$100k-30 Day Fixed CD

Bank of Kansas City, National Association IRA Rates

DetailsAPYMINMAXPRODUCT
1.25%--7 Year IRA CD
0.75%--5 Year IRA CD
0.50%--4 Year IRA CD
0.35%--2 Year IRA CD
0.35%--3 Year IRA CD
0.25%--18 Month IRA CD
0.20%--1 Year IRA CD
0.10%--6 Month IRA CD
Locations


Bank of Kansas City, National Association Locations
Country Club Plaza Branch4600 Madison AvenueKansas City, MO 64112