200 North State Street
Little Rock, AR 72201
501-376-0800
www.bankoflittlerock.com

FDIC


Bank of Little Rock is headquartered in Little Rock and is the 56th largest bank in the state of Arkansas. It is also the 3,178th largest bank in the nation. It was established in 1927 and as of December of 2012, it had grown to 78 employees at 5 locations. Bank of Little Rock's savings rates are 3X the national average, and it has a 4-star health rating.

Bank of Little Rock Routing Number: 082001687

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Bank Of Little Rock Kasasa Cash RCA (3%APY, $15K) To (2.25%APY, $10K) (Forum) - 5/16/2013

The Kasasa Saver account is at 1%APY up to $20k.

This Bank Does Not Offer CD's To Non (Forum) - 4/5/2010

This bank does not offer CD's to non-account holders.  Don't waste your time unless you are an account holder.

4.01% Checking Account at an Arkansas Bank - $25K Max (Little Rock) - 1/5/2007

Update 8/12/09: The top yield has fallen to 4.01% APY. Refer to the bottom of the post for the rate history.Bank of Little Rock is offering a high yield checking account called the Kasasa Cash. It pays 4.01% APY for balances up to $25K. Balances above...



See Rates for: Checking | Savings | Money Market | CD | IRA

Bank of Little Rock Checking Account Rates

ApyMinMaxProduct
2.25%-$10kKasasa Cash
0.30%--Business NOW Checking
0.25%--Personal NOW Checking

Bank of Little Rock Savings Account Rates

ApyMinMaxProduct
1.76%$5k-Health Savings Account
1.00%-$20kKasasa Saver
0.45%$500-Business Savings
0.35%$100-Savings Regular
0.35%--Savings Account For Minors

Bank of Little Rock Money Market Rates

ApyMinMaxProduct
0.60%$2,500-Business Money Manager
0.45%$2,500-Personal Money Manager

Bank of Little Rock CD Rates

ApyMinMaxProduct
0.65%$500-2 Year CD
0.45%$500-1 Year CD
0.25%$500-6 Month CD
0.20%$500-3 Month CD

Bank of Little Rock IRA Rates

ApyMinMaxProduct
0.65%$500-18 Month IRA

Rates updated: 5/20/2013

Data for Q4 2012


Institution Statistics


Bank of Little Rock
FDIC Certificate #91280
BankRate ReportView
Year Established1927
Employees78
Primary RegulatorFED

Assets and Liabilities

Assets$193.07 million
Loans$106.14 million
Deposits$173.42 million
Equity Capital$18.75 million
Loan Loss Allowance$2.47 million
Unbacked Noncurrent Loans$2.02 million
Real Estate Owned$3.66 million

Historic Data - December 2011

Assets$182.18 million
Equity Capital$17.20 million
Loan Loss Allowance$2.32 million
Unbacked Noncurrent Loans$1.96 million
Real Estate Owned$4.64 million

Profit Margin - Quarterly

Net Interest Margin4.65%
Return on Assets0.83%
Return on Equity8.49%
Interest Income$9.15 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio3
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 Bank of Little Rock had $5.68 million in non-current loans and owned real-estate with $21.22 million in equity and loan loss allowances on hand to cover it. This gives Bank of Little Rock a Texas Ratio of 26.78% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Bank of Little Rock decreased slightly from 33.82% as of December 31, 2011 to 26.78% as of December 31, 2012, resulting in a positive change of 20.83%.This indicates that the balance sheet and financial strength for Bank of Little Rock has improved slightly in recent periods.
Deposit Growth5
In the past year, Bank of Little Rock has increased its total deposits by $9.2 million, resulting in 5.6% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Little Rock has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Little Rock has $193.07 million in assets with $21.22 million in equity, resulting in a capitalization level of 10.99%, which is above average.
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