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200 North State Street
Little Rock, AR 72201

Bank of Little Rock is headquartered in Little Rock and is the 49th largest bank in the state of Arkansas. It is also the 3,075th largest bank in the nation. It was established in 1927 and as of December of 2013, it had grown to 78 employees at 5 locations. Bank of Little Rock's savings rates are 3X the national average, and it has a B health rating.

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Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Bank of Little Rock had $4.81 million in non-current loans and owned real-estate with $22.31 million in equity and loan loss allowances on hand to cover it. This gives Bank of Little Rock a Texas Ratio of 21.54% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Bank of Little Rock decreased slightly from 26.78% as of December 31, 2012 to 21.54% as of December 31, 2013, resulting in a positive change of 19.55%.This indicates that the balance sheet and financial strength for Bank of Little Rock has improved slightly in recent periods.

Deposit Growth


In the past year, Bank of Little Rock has decreased its total deposits by -$2.73 million, resulting in -1.57% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Little Rock has shown is average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Little Rock has $197.95 million in assets with $22.31 million in equity, resulting in a capitalization level of 11.27%, which is excellent.

Institution Statistics

FDIC Certificate #91280
Year Established1927
Primary RegulatorFED
Assets and Liabilities
Assets$197.95 million
Loans$105.10 million
Deposits$170.69 million
Equity Capital$19.85 million
Loan Loss Allowance$2.46 million
Unbacked Noncurrent Loans$1.60 million
Real Estate Owned$3.20 million
Historic Data - December 2012
Assets$193.07 million
Equity Capital$18.75 million
Loan Loss Allowance$2.47 million
Unbacked Noncurrent Loans$1.60 million
Real Estate Owned$3.66 million
Profit Margin - Quarterly
Net Interest Margin4.23%
Return on Assets0.87%
Return on Equity8.95%
Interest Income$8.83 million

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Bank of Little Rock Savings Account Rates

1.76%$5k-Health Savings Account
1.00%-$20kKasasa Saver
0.45%$500-Business Savings
0.35%$100-Savings Regular
0.35%--Savings Account For Minors
0.05%--Kasasa Saver

Bank of Little Rock Money Market Rates

0.45%$2,500-Personal Money Manager
0.45%$2,500-Business Money Manager

Bank of Little Rock Checking Account Rates

2.25%-$10kKasasa Cash
0.30%--Business NOW Checking
0.25%--Personal NOW Checking
0.05%--Kasasa Cash

Bank of Little Rock CD Rates

0.65%$500-2 Year CD
0.45%$500-1 Year CD
0.25%$500-6 Month CD
0.20%$500-3 Month CD

Bank of Little Rock IRA Rates

0.65%$500-18 Month IRA

Bank of Little Rock Locations
West Branch10901 Rodney Parham RoadLittle Rock, AR 72211
Rahling Road Branch1201 Rahling RoadLittle Rock, AR 72201
Cantrell Road Branch15901 Cantrell Road BranchLittle Rock, AR 72223
Bank Of Little Rock200 North State StreetLittle Rock, AR 72201
Heights Branch5120 KavanaughLittle Rock, AR 72207