Bank of Maple Plain

Bank of Maple Plain is headquartered in Maple Plain and is the 234^th largest bank in the state of Minnesota. It is also the 5,829^th largest bank in the nation. It was established in 1905 and as of December of 2011, it had grown to 12 employees at 1 location. Bank of Maple Plain has a 5-star health rating.

Bank of Maple Plain Routing Number: 091908412

Data for Q4 2011

Institution Statistics Bank of Maple Plain FDIC Certificate # 9332 BankRate Report View Year Established 1905 Employees 12 Primary Regulator FDIC Assets and Liabilities Assets $68.60 million Loans $30.79 million Deposits $58.84 million Equity Capital $9.34 million Loan Loss Allowance $488,000 Unbacked Noncurrent Loans $130,000 Real Estate Owned $749,000 Historic Data - December 2010 Assets $63.98 million Equity Capital $9.17 million Loan Loss Allowance $661,000 Unbacked Noncurrent Loans $1.46 million Real Estate Owned $290,000 Profit Margin - Quarterly Net Interest Margin 3.13% Return on Assets 1.04% Return on Equity 7.41% Interest Income $2.16 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Maple Plain had $879,000 in non-current loans and owned real-estate with $9.83 million in equity and loan loss allowances on hand to cover it. This gives Bank of Maple Plain a Texas Ratio of 8.95% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Maple Plain decreased significantly from 17.79% as of December 31, 2010 to 8.95% as of December 31, 2011, resulting in a positive change of 49.71%.This indicates that the balance sheet and financial strength for Bank of Maple Plain has improved significantly in recent periods. Deposit Growth In the past year, Bank of Maple Plain has increased its total deposits by $4.48 million, resulting in 8.25% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Maple Plain has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Maple Plain has $68.6 million in assets with $9.83 million in equity, resulting in a capitalization level of 14.32%, which is excellent.

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