Bank of Maumee

Bank of Maumee is headquartered in Maumee and is the 225^th largest bank in the state of Ohio. It is also the 6,874^th largest bank in the nation. It was established in 2006 and as of December of 2011, it had grown to 7 employees at 1 location. Bank of Maumee has a 2-star health rating.

Bank of Maumee Routing Number: 041215812

Data for Q4 2011

Institution Statistics Bank of Maumee OTS # 18042 FDIC Certificate # 58317 BankRate Report View Year Established 2006 Employees 7 Primary Regulator OCC Assets and Liabilities Assets $33.50 million Loans $25.25 million Deposits $31.60 million Equity Capital $1.87 million Loan Loss Allowance $1.08 million Unbacked Noncurrent Loans $848,000 Real Estate Owned $94,000 Historic Data - December 2010 Assets $40.30 million Equity Capital $2.96 million Loan Loss Allowance $1.43 million Unbacked Noncurrent Loans $396,000 Profit Margin - Quarterly Net Interest Margin 4.04% Return on Assets -2.97% Return on Equity -44.75% Interest Income $1.76 million

Institution Health Overall Score: 2 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Maumee had $942,000 in non-current loans and owned real-estate with $2.95 million in equity and loan loss allowances on hand to cover it. This gives Bank of Maumee a Texas Ratio of 31.91% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Maumee increased slightly from 6.89% as of December 31, 2010 to 31.91% as of December 31, 2011, resulting in a negative change of 363.13%. This indicates that the balance sheet and financial strength for Bank of Maumee has declined slightly in recent periods. Deposit Growth In the past year, Bank of Maumee has decreased its total deposits by -$5.7 million, resulting in -15.28% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Maumee has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Maumee has $33.49 million in assets with $2.95 million in equity, resulting in a capitalization level of 8.81%, which is average.

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