Bank of Mauston

Bank of Mauston is headquartered in Mauston and is the 91^st largest bank in the state of Wisconsin. It is also the 2,701^st largest bank in the nation. It was established in 1932 and as of December of 2011, it had grown to 61 employees at 6 locations. Bank of Mauston has a 3-star health rating.

Bank of Mauston Routing Number: 075903158

Bank of Mauston Money Market Rates

Bank of Mauston CD Rates

Bank of Mauston IRA Rates

Data for Q4 2011

Institution Statistics Bank of Mauston FDIC Certificate # 12327 BankRate Report View Year Established 1932 Employees 61 Primary Regulator FDIC Assets and Liabilities Assets $235.58 million Loans $165.00 million Deposits $203.65 million Equity Capital $26.76 million Loan Loss Allowance $2.09 million Unbacked Noncurrent Loans $7.70 million Real Estate Owned $2.41 million Historic Data - December 2010 Assets $237.20 million Equity Capital $23.93 million Loan Loss Allowance $2.54 million Unbacked Noncurrent Loans $5.83 million Real Estate Owned $2.08 million Profit Margin - Quarterly Net Interest Margin 4.14% Return on Assets 2.25% Return on Equity 20.48% Interest Income $12.09 million

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Mauston had $10.11 million in non-current loans and owned real-estate with $28.84 million in equity and loan loss allowances on hand to cover it. This gives Bank of Mauston a Texas Ratio of 35.04% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Mauston increased slightly from 29.86% as of December 31, 2010 to 35.04% as of December 31, 2011, resulting in a negative change of 17.34%. This indicates that the balance sheet and financial strength for Bank of Mauston has declined slightly in recent periods. Deposit Growth In the past year, Bank of Mauston has increased its total deposits by $2.68 million, resulting in 1.34% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Mauston has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Mauston has $235.58 million in assets with $28.84 million in equity, resulting in a capitalization level of 12.24%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.