Bank of Naples

Bank of Naples is headquartered in Naples and is the 152^nd largest bank in the state of Florida. It is also the 3,788^th largest bank in the nation. It was established in 2000 and as of December of 2011, it had grown to 22 employees at 1 location. Bank of Naples has a 1-star health rating.

Bank of Naples Routing Number: 067015012

Related Posts

Data for Q4 2011

Institution Statistics Bank of Naples FDIC Certificate # 35396 BankRate Report View Year Established 2000 Employees 22 Primary Regulator FDIC Assets and Liabilities Assets $154.19 million Loans $88.46 million Deposits $134.65 million Equity Capital $3.85 million Loan Loss Allowance $8.25 million Unbacked Noncurrent Loans $14.06 million Real Estate Owned $2.37 million Historic Data - December 2010 Assets $183.77 million Equity Capital $8.50 million Loan Loss Allowance $13.07 million Unbacked Noncurrent Loans $12.45 million Real Estate Owned $2.65 million Profit Margin - Quarterly Net Interest Margin 2.73% Return on Assets -3.35% Return on Equity -93% Interest Income $6.01 million

Institution Health Overall Score: 1 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Naples had $16.43 million in non-current loans and owned real-estate with $12.09 million in equity and loan loss allowances on hand to cover it. This gives Bank of Naples a Texas Ratio of 135.91% which is poor. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Naples increased slightly from 70.03% as of December 31, 2010 to 135.91% as of December 31, 2011, resulting in a negative change of 94.06%. This indicates that the balance sheet and financial strength for Bank of Naples has declined slightly in recent periods. Deposit Growth In the past year, Bank of Naples has decreased its total deposits by -$25.35 million, resulting in -15.84% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Naples has shown is poor. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Naples has $154.19 million in assets with $12.09 million in equity, resulting in a capitalization level of 7.84%, which is below average.

No reviews have been left for this bank yet. Be the first to review.