7223 South 84th Street
La Vista, NE 68128
(402) 331-8550
www.bankofnebraska.com



Bank of Nebraska is headquartered in La Vista and is the 79th largest bank in the state of Nebraska. It is also the 4,420th largest bank in the nation. It was established in 1974 and as of December of 2011, it had grown to 54 employees at 4 locations. Bank of Nebraska has a 4-star health rating.

Bank of Nebraska Routing Number: 104001138

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See Rates for: Checking | Savings | Money Market | CD | IRA

Bank of Nebraska Checking Account Rates

ApyMinMaxProduct
3.04%-$15kInvestment Checking
0.20%$25k-High Performance Checking
0.10%$750-Value Checking
0.10%$750-Nebraska Classic 50 Checking

Bank of Nebraska Savings Account Rates

ApyMinMaxProduct
0.40%$100k-Health Savings Account
0.40%$100k-Long Term Care
0.10%$100-Regular Savings

Bank of Nebraska Money Market Rates

ApyMinMaxProduct
0.50%$1m-High Performance Money Market Savings

Bank of Nebraska CD Rates

ApyMinMaxProduct
1.21%$500-35 Month CD Special
1.00%$10k-2 Year CD
0.80%$10k-18 Month CD
0.60%$500-13 Month CD Special
0.60%$10k-12 Month CD
0.40%$10k-6 Month CD
0.20%$10k-3 Month CD

Bank of Nebraska IRA Rates

ApyMinMaxProduct
1.21%$500-35 Month IRA Special
1.00%$10k-2 Year IRA
0.80%$10k-18 Month IRA
0.60%$10k-12 Month IRA
0.60%$500-13 Month IRA Special
0.40%$10k-6 Month IRA
0.20%$10k-3 Month IRA

Rates updated: 5/23/2012

Data for Q4 2011


Institution Statistics


Bank of Nebraska
FDIC Certificate #21704
BankRate ReportView
Year Established1974
Employees54
Primary RegulatorFDIC

Assets and Liabilities

Assets$120.94 million
Loans$98.47 million
Deposits$104.08 million
Equity Capital$12.42 million
Loan Loss Allowance$1.14 million
Unbacked Noncurrent Loans$1.15 million
Real Estate Owned$695,000

Historic Data - December 2010

Assets$118.94 million
Equity Capital$12.79 million
Loan Loss Allowance$856,000
Unbacked Noncurrent Loans$3.37 million
Real Estate Owned$515,000

Profit Margin - Quarterly

Net Interest Margin4.8%
Return on Assets0.59%
Return on Equity5.59%
Interest Income$5.99 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Nebraska had $1.84 million in non-current loans and owned real-estate with $13.56 million in equity and loan loss allowances on hand to cover it. This gives Bank of Nebraska a Texas Ratio of 13.60% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Bank of Nebraska decreased significantly from 28.50% as of December 31, 2010 to 13.60% as of December 31, 2011, resulting in a positive change of 52.30%.This indicates that the balance sheet and financial strength for Bank of Nebraska has improved significantly in recent periods.
Deposit Growth3
In the past year, Bank of Nebraska has increased its total deposits by $740,000, resulting in 0.72% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Nebraska has shown is average.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Nebraska has $120.94 million in assets with $13.56 million in equity, resulting in a capitalization level of 11.21%, which is above average.
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