Bank of Nevada

Bank of Nevada is headquartered in Las Vegas and is the 6^th largest bank in the state of Nevada. It is also the 246^th largest bank in the nation. It was established in 1994 and as of December of 2011, it had grown to 401 employees at 13 locations. Bank of Nevada has a 4-star health rating.

Bank of Nevada Routing Number: 122401778

Data for Q4 2011

Institution Statistics Bank of Nevada FDIC Certificate # 33897 BankRate Report View Year Established 1994 Employees 401 Primary Regulator FDIC Assets and Liabilities Assets $2.88 billion Loans $1.80 billion Deposits $2.38 billion Equity Capital $320.78 million Loan Loss Allowance $61.01 million Unbacked Noncurrent Loans $69.56 million Real Estate Owned $42.40 million Historic Data - December 2010 Assets $2.77 billion Equity Capital $310.57 million Loan Loss Allowance $73.53 million Unbacked Noncurrent Loans $81.93 million Real Estate Owned $51.20 million Profit Margin - Quarterly Net Interest Margin 4.32% Return on Assets 0.26% Return on Equity 2.37% Interest Income $119.01 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Nevada had $111.96 million in non-current loans and owned real-estate with $381.79 million in equity and loan loss allowances on hand to cover it. This gives Bank of Nevada a Texas Ratio of 29.33% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of Nevada decreased slightly from 34.66% as of December 31, 2010 to 29.33% as of December 31, 2011, resulting in a positive change of 15.39%.This indicates that the balance sheet and financial strength for Bank of Nevada has improved slightly in recent periods. Deposit Growth In the past year, Bank of Nevada has decreased its total deposits by -$10.94 million, resulting in -0.46% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Nevada has shown is average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Nevada has $2.88 billion in assets with $381.79 million in equity, resulting in a capitalization level of 13.27%, which is excellent.

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