Bank of New Hampshire is headquartered in Laconia and is the 2nd largest bank in the state of New Hampshire. It is also the 571st largest bank in the nation. It was established in 1831 and as of March of 2014, it had grown to 266 employees at 23 locations. Bank of New Hampshire has a A+ health rating.
Hello, I used bank of NH in whitefield for a few months, and it was great, and then I went below my balence by $7 which when i signed up there Mardith said there was a $32 charge for when u went $10 below, and that the first time it happens you will get a letter in the mail and they wont charge the $32 never said anything about the $5 that is charged everyday there is any amount of overdraft and of course they would'nt tell you this part the $32 charge goes by daily just as $5 one, luckily I cought it before before it got to a crazy amount, sadly not quick enough it cost myself my paycheck. If you get Mardith ask for a different clerk trust me shes very rude, will try and scam you by leaveing out finer details when u sign up to top it all off.
I hope this is a eye opener for those out there looking for a good bank.
Thursday, June 27, 2013
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Bank of New Hampshire had $5.07 million in non-current loans and owned real-estate with $140.34 million in equity and loan loss allowances on hand to cover it. This gives Bank of New Hampshire a Texas Ratio of 3.61% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Bank of New Hampshire decreased dramatically from 6.97% as of March 31, 2013 to 3.61% as of March 31, 2014, resulting in a positive change of 48.26%.This indicates that the balance sheet and financial strength for Bank of New Hampshire has improved dramatically in recent periods.
In the past year, Bank of New Hampshire has increased its total deposits by $71.58 million, resulting in 8.06% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of New Hampshire has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of New Hampshire has $1.18 billion in assets with $140.34 million in equity, resulting in a capitalization level of 11.89%, which is excellent.
|FDIC Certificate #||18012|
|Assets and Liabilities|
|Equity Capital||$131.60 million|
|Loan Loss Allowance||$8.74 million|
|Unbacked Noncurrent Loans||$4.85 million|
|Real Estate Owned||$211,000|
|Historic Data - March 2013|
|Equity Capital||$127.33 million|
|Loan Loss Allowance||$8.63 million|
|Unbacked Noncurrent Loans||$4.85 million|
|Real Estate Owned||$3.65 million|
|Profit Margin - Quarterly|
|Net Interest Margin||3.5%|
|Return on Assets||0.44%|
|Return on Equity||3.96%|
|Interest Income||$10.35 million|
Always verify rates and promotions with the bank or credit union. We are not Bank of New Hampshire, we are a rate comparison website and can not provide official rates or promotions.
|0.10%||$100||-||Variable Rate IRA|
|0.10%||$100||-||Variable Rate Roth IRA|
|0.10%||$100||-||Variable Rate Education IRA|
|0.03%||$25k||-||Business Statement Savings|
|0.15%||$50k||-||Prestige Money Market|
|0.10%||$50k||-||Premier Money Market|
|0.10%||$50k||-||Business Premier Money Market|
|0.15%||-||$25k||ECO Friendly Checking - Qualifying|
|0.05%||-||-||ECO Friendly Checking - Non Qualifying|
|0.01%||$500||-||Business NOW Checking|
|1.06%||$500||-||5 Year Prestige CD|
|1.00%||$500||-||5 Year CD|
|1.00%||$500||-||Business 5 Year CD|
|0.80%||$500||-||4 Year Prestige CD|
|0.75%||$500||-||4 Year CD|
|0.75%||$500||-||Business 4 Year CD|
|0.55%||$500||-||3 Year Prestige CD|
|0.50%||$500||-||3 Year CD|
|0.50%||$500||-||Business 3 Year CD|
|0.40%||$500||-||2 Year Prestige CD|
|0.35%||$500||-||2 Year CD|
|0.35%||$500||-||Business 2 Year CD|
|0.25%||$500||-||1 Year Prestige CD|
|0.20%||$500||-||1 Year CD|
|0.20%||$500||-||Business 1 Year CD|
|0.15%||$500||-||6 Month Prestige CD|
|0.10%||$500||-||6 Month CD|
|0.10%||$500||-||Business 6 Month CD|
|1.06%||$500||-||5 Year Prestige IRA|
|0.80%||$500||-||4 Year Prestige IRA|
|0.55%||$500||-||3 Year Prestige IRA|
|0.40%||$500||-||2 Year Prestige IRA|
|0.25%||$500||-||1 Year Prestige IRA|
|0.15%||$500||-||6 Month Prestige IRA|