Bank of New Orleans

Bank of New Orleans is headquartered in Metairie and is the 42^nd largest bank in the state of Louisiana. It is also the 2,076^th largest bank in the nation. It was established in 1909 and as of December of 2011, it had grown to 63 employees at 3 locations. Bank of New Orleans has a 5-star health rating.

Bank of New Orleans Routing Number: 265070574

Bank of New Orleans CD Rates

Data for Q4 2011

Institution Statistics Bank of New Orleans OTS # 01538 FDIC Certificate # 28411 BankRate Report View Year Established 1909 Employees 63 Primary Regulator OCC Assets and Liabilities Assets $311.78 million Loans $195.63 million Deposits $200.76 million Equity Capital $47.28 million Loan Loss Allowance $1.68 million Unbacked Noncurrent Loans $756,000 Real Estate Owned $626,000 Historic Data - December 2010 Assets $319.27 million Equity Capital $51.70 million Loan Loss Allowance $1.54 million Unbacked Noncurrent Loans $541,000 Real Estate Owned $1.70 million Profit Margin - Quarterly Net Interest Margin 3.04% Return on Assets 0.64% Return on Equity 4.17% Interest Income $14.84 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of New Orleans had $1.38 million in non-current loans and owned real-estate with $48.95 million in equity and loan loss allowances on hand to cover it. This gives Bank of New Orleans a Texas Ratio of 2.82% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Bank of New Orleans decreased slightly from 4.12% as of December 31, 2010 to 2.82% as of December 31, 2011, resulting in a positive change of 31.44%.This indicates that the balance sheet and financial strength for Bank of New Orleans has improved slightly in recent periods. Deposit Growth In the past year, Bank of New Orleans has increased its total deposits by $8.08 million, resulting in 4.19% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of New Orleans has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of New Orleans has $311.78 million in assets with $48.95 million in equity, resulting in a capitalization level of 15.70%, which is excellent.

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