Institution Statistics
| Bank of Prairie Village | | FDIC Certificate # | 17671 | | BankRate Report | View | | Year Established | 1931 | | Employees | 12 | | Primary Regulator | FDIC |
Assets and Liabilities | | Assets | $100.21 million | | Loans | $66.67 million | | Deposits | $90.99 million | | Equity Capital | $8.14 million | | Loan Loss Allowance | $1.04 million |
Historic Data - December 2010 | | Assets | $91.98 million | | Equity Capital | $7.68 million | | Loan Loss Allowance | $955,000 |
Profit Margin - Quarterly | | Net Interest Margin | 3.65% | | Return on Assets | 1.36% | | Return on Equity | 16.24% | | Interest Income | $4.29 million |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Bank of Prairie Village had $0 in non-current loans and owned real-estate with $9.18 million in equity and loan loss allowances on hand to cover it. This gives Bank of Prairie Village a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth | | | In the past year, Bank of Prairie Village has increased its total deposits by $10.82 million, resulting in 13.49% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Prairie Village has shown is excellent. | | Capitalization |  | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Prairie Village has $100.21 million in assets with $9.18 million in equity, resulting in a capitalization level of 9.16%, which is average. |
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