18255 Highway 45 North,
Weston, MO 64098
(816) 640-5252
www.bankofweston.com



Bank of Weston is headquartered in Weston and is the 179th largest bank in the state of Missouri. It is also the 4,715st largest bank in the nation. It was established in 1893 and as of September of 2011, it had grown to 41 employees at 5 locations. Bank of Weston's savings rates are 94% higher than the national average, and it has a 4-star health rating.

Bank of Weston Routing Number: 101205050

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High-Yield Reward Checking and Savings Account at Bank of Weston in MO - 9/3/2010

Bank of Weston is another bank offering a high-yield reward checking account called Kasasa Cash . There's also a companion savings account called Kasasa Saver. The checking account has the following r ...



See Rates for: Checking | Savings

Bank of Weston Checking Account Rates

ApyMinMaxProduct
2.51%-$15kKasasa Cash

Bank of Weston Savings Account Rates

ApyMinMaxProduct
1.01%-$15kKasasa Saver

Rates updated: 2/11/2012

Data for Q3 2011


Institution Statistics


Bank of Weston
FDIC Certificate #1418
BankRate ReportView
Year Established1893
Employees41
Primary RegulatorFDIC

Assets and Liabilities

Assets$109.06 million
Loans$64.17 million
Deposits$100.54 million
Equity Capital$8.34 million
Loan Loss Allowance$669,000
Unbacked Noncurrent Loans$71,000
Real Estate Owned$864,000

Historic Data - September 2010

Assets$93.21 million
Equity Capital$7.89 million
Loan Loss Allowance$672,000
Unbacked Noncurrent Loans$854,000
Real Estate Owned$574,000

Profit Margin - Quarterly

Net Interest Margin3.63%
Return on Assets0.47%
Return on Equity6.13%
Interest Income$3.22 million

Institution Health


Overall Score:
4 out of 5
4
Texas Ratio4
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Bank of Weston had $935,000 in non-current loans and owned real-estate with $9.01 million in equity and loan loss allowances on hand to cover it. This gives Bank of Weston a Texas Ratio of 10.38% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend4
The Texas Ratio for Bank of Weston decreased slightly from 16.67% as of September 30, 2010 to 10.38% as of September 30, 2011, resulting in a positive change of 37.76%.This indicates that the balance sheet and financial strength for Bank of Weston has improved slightly in recent periods.
Deposit Growth5
In the past year, Bank of Weston has increased its total deposits by $16.57 million, resulting in 19.74% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank of Weston has shown is excellent.
Capitalization3
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank of Weston has $109.06 million in assets with $9.01 million in equity, resulting in a capitalization level of 8.26%, which is average.
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