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909 South Meridian
Oklahoma City, OK 73108

Bank2 is headquartered in Oklahoma City and is the 122nd largest bank in the state of Oklahoma. It is also the 4,546th largest bank in the nation. It was established in 1903 and as of March of 2014, it had grown to 57 employees at 1 location. Bank2's savings rates are 94% higher than the national average, and it has a A health rating.

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Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Bank2 had $1.69 million in non-current loans and owned real-estate with $14.98 million in equity and loan loss allowances on hand to cover it. This gives Bank2 a Texas Ratio of 11.30% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Bank2 decreased dramatically from 18.72% as of March 31, 2013 to 11.30% as of March 31, 2014, resulting in a positive change of 39.64%.This indicates that the balance sheet and financial strength for Bank2 has improved dramatically in recent periods.

Deposit Growth


In the past year, Bank2 has increased its total deposits by $4.54 million, resulting in 5.3% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Bank2 has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Bank2 has $107.43 million in assets with $14.98 million in equity, resulting in a capitalization level of 13.95%, which is excellent.

Institution Statistics

FDIC Certificate #11521
Year Established1903
Primary RegulatorFED
Assets and Liabilities
Assets$107.43 million
Loans$56.35 million
Deposits$90.25 million
Equity Capital$13.89 million
Loan Loss Allowance$1.09 million
Unbacked Noncurrent Loans$196,000
Real Estate Owned$1.50 million
Historic Data - March 2013
Assets$101.64 million
Equity Capital$13.29 million
Loan Loss Allowance$1.06 million
Unbacked Noncurrent Loans$196,000
Real Estate Owned$1.17 million
Profit Margin - Quarterly
Net Interest Margin4.1%
Return on Assets0.67%
Return on Equity5.17%
Interest Income$1.12 million
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Bank2 Savings Account Rates

1.01%-$35kGreat Rate Savings - Qualifying
0.10%--Great Rate Savings - Non Qualifying

Bank2 Checking Account Rates

2.01%-$15kGreat Rate Checking - Qualifying
0.10%--Great Rate Checking - Non Qualifying

Bank2 Locations
Bank 2909 South MeridianOklahoma City, OK 73108