BankAsiana

BankAsiana is headquartered in Palisades Park and is the 83^rd largest bank in the state of New Jersey. It is also the 3,224^th largest bank in the nation. It was established in 2007 and as of December of 2011, it had grown to 36 employees at 3 locations. BankAsiana has a 5-star health rating.

Data for Q4 2011

Institution Statistics BankAsiana FDIC Certificate # 58525 BankRate Report View Year Established 2007 Employees 36 Primary Regulator FDIC Assets and Liabilities Assets $189.90 million Loans $150.09 million Deposits $148.43 million Equity Capital $26.64 million Loan Loss Allowance $2.56 million Unbacked Noncurrent Loans $3.65 million Historic Data - December 2010 Assets $149.47 million Equity Capital $23.79 million Loan Loss Allowance $1.69 million Unbacked Noncurrent Loans $3.52 million Profit Margin - Quarterly Net Interest Margin 4.57% Return on Assets 1.64% Return on Equity 11.08% Interest Income $8.77 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 BankAsiana had $3.65 million in non-current loans and owned real-estate with $29.19 million in equity and loan loss allowances on hand to cover it. This gives BankAsiana a Texas Ratio of 12.51% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for BankAsiana decreased slightly from 15.30% as of December 31, 2010 to 12.51% as of December 31, 2011, resulting in a positive change of 18.26%.This indicates that the balance sheet and financial strength for BankAsiana has improved slightly in recent periods. Deposit Growth In the past year, BankAsiana has increased its total deposits by $34.28 million, resulting in 30.03% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth BankAsiana has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. BankAsiana has $189.9 million in assets with $29.19 million in equity, resulting in a capitalization level of 15.37%, which is excellent.

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