Banker's Bank of Kansas, National Association

Banker's Bank of Kansas, National Association is headquartered in Wichita and is the 93^rd largest bank in the state of Kansas. It is also the 4,237^th largest bank in the nation. It was established in 1988 and as of December of 2011, it had grown to 48 employees at 1 location. Banker's Bank of Kansas, National Association has a 4-star health rating.

Data for Q4 2011

Institution Statistics Banker's Bank of Kansas, National Association FDIC Certificate # 27351 BankRate Report View Year Established 1988 Employees 48 Primary Regulator OCC Assets and Liabilities Assets $129.03 million Loans $102.16 million Deposits $108.62 million Equity Capital $17.40 million Loan Loss Allowance $3.88 million Unbacked Noncurrent Loans $2.51 million Real Estate Owned $1.53 million Historic Data - December 2010 Assets $122.22 million Equity Capital $16.34 million Loan Loss Allowance $3.02 million Unbacked Noncurrent Loans $4.98 million Real Estate Owned $533,000 Profit Margin - Quarterly Net Interest Margin 4.64% Return on Assets 1.02% Return on Equity 7.44% Interest Income $5.56 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Banker's Bank of Kansas, National Association had $4.04 million in non-current loans and owned real-estate with $21.27 million in equity and loan loss allowances on hand to cover it. This gives Banker's Bank of Kansas, National Association a Texas Ratio of 18.99% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Banker's Bank of Kansas, National Association decreased slightly from 28.45% as of December 31, 2010 to 18.99% as of December 31, 2011, resulting in a positive change of 33.25%.This indicates that the balance sheet and financial strength for Banker's Bank of Kansas, National Association has improved slightly in recent periods. Deposit Growth In the past year, Banker's Bank of Kansas, National Association has increased its total deposits by $6.21 million, resulting in 6.07% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Banker's Bank of Kansas, National Association has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Banker's Bank of Kansas, National Association has $129.03 million in assets with $21.27 million in equity, resulting in a capitalization level of 16.49%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.